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  4. Crest Rd

49 Crest Rd, North Smithfield, RI 02896 Property Records

North Smithfield Town property record for 49 Crest Rd, North Smithfield, RI 02896

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,045 sqft · built 1960
Lot Size0.146 acres (6,350 sqft)
OwnerIndividual Name on File
Last Sale$209,900 (Jun 2019)
Tax Bill$3,580 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Oct 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNNSMI M:0009 L:0416

Property Details

APN / Parcel Number

Primary APNNSMI M:0009 L:0416
Alternative APN
  • 1744

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area1,045 sqft Living Area
Gross Area1,754 sqft
1st Floor Area617 sqft
Basement Area582 sqft
Unfinished Basement582 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,350 sqft (0.146 acres)
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number1744
Street Address49 CREST RD
CityNORTH SMITHFIELD
StateRI
Zip02896-7203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU
Legal Lot Number416
JurisdictionNORTH SMITHFIELD RI
Township / Civil DivisionNORTH SMITHFIELD
Census Block Group2
Census Block2014
Census Tract12802

Owner

Source: North Smithfield Town records · APN NSMI M:0009 L:0416

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address49 CREST RD, NORTH SMITHFIELD, RI 02896-7203
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2026Deed of Trust, Mortgage
INDEPENDENCE HOME
Oct 27, 2023Deed of Trust, Mortgage · Second Mortgage (Down Payment)
NOT AVAILABLE
Jan 20, 2022Deed of Trust, Mortgage · VA Mortgage
GOODMORTGAGE.COM
Jun 17, 2019Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 17, 2019 · Amount on Record
Deed SaleJun 17, 2019 · Amount on Record
Prior SaleAug 15, 2016 · Amount on Record
Deed Book / Page815 / 173
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH SMITHFIELD RI
Property Address49 CREST RD, NORTH SMITHFIELD, RI 02896-7203
Transaction TypeMortgage
Record UpdatedMar 04, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001041-181
DateFeb 11, 2026
Book Page1041/181
Instrument56031
Lender
NameINDEPENDENCE HOME
Agreement
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH SMITHFIELD RI
Property Address49 CREST RD, NORTH SMITHFIELD, RI 02896-7203
Transaction TypeMortgage
Record UpdatedNov 09, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000979-51
DateOct 27, 2023
Book Page979/51
Instrument51572
Lender
NameNOT AVAILABLE
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term241 Months
DueNov 01, 2043

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH SMITHFIELD RI
Property Address49 CREST RD, NORTH SMITHFIELD, RI 02896-7203
Transaction TypeMortgage
Record UpdatedFeb 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000931-35
DateJan 20, 2022
Book Page931/35
Instrument47829
Lender
NameGOODMORTGAGE.COM
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term349 Months
DueFeb 01, 2051

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNORTH SMITHFIELD RI
Recording DateJun 17, 2019
Property Address49 CREST RD, NORTH SMITHFIELD, RI 02896-7203
Document Number815-173
Book / Page000815 / 000173
Instrument DateJun 17, 2019
Transaction TypeTransfer
Record UpdatedJul 23, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$209.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 CREST RD NORTH SMITHFIELD RI 028967203, NORTH SMITHFIELD, RI 02896-7203

Mortgage

Document Number815-175
DateJun 17, 2019
Book Page000815/000175
Lender
NameGUARANTEED RATE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 16, 2049

Tax Assessment & Valuation

Source: North Smithfield Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionNorth Smithfield Town
Unified School DistrictNorth Smithfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,580.00 (+5.29%)$311,300 (+30.47%) Land $86,300 Building $225,000
2023$3,400.00 (+2.44%)$238,600 (-) Land $71,700 Building $166,900
2022$3,319.00$238,600 Land $71,700 Building $166,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 22, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1990)
Most Recent ClaimOct 1990 · other causes

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 181 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWOONSOCKET WATER DIVISION
serves 45,828 people
Water SourceSurface water
Last State InspectionOct 2023
Lead7 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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