49 Cowden Rd, Buffalo, MO 65622 Property Records

Dallas County property record for 49 Cowden Rd, Buffalo, MO 65622

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,088 sqft · built 1972
Lot Size	9.15 acres (398,574 sqft)
Owner	2 Individual Names on File
Last Sale	$86,000 (Mar 2017)
Tax Bill	$463 (2025)
Deeds & Mortgages	Apr 2017 Transfer Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-6.0-14-000-000-007.000`

Property Details

APN / Parcel Number

Primary APN	`09-6.0-14-000-000-007.000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,088 sqft Base Area
1st Floor Area	1,088 sqft
Flooring	Wood
Interior Walls	Plywood

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	398,574 sqft (9.15 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	49 COWDEN RD
City	BUFFALO
State	MO
Zip	65622-6514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N PART NE NW LESS 1 ACRE SE COR
Legal Range	20W
Legal Township	34N
Legal Section	14
Jurisdiction	DALLAS MO
Township / Civil Division	NORTH BENTON
Census Block Group	5
Census Block	5001
Census Tract	480200

Owner

49 Cowden Rd is owned and occupied by two individuals who acquired it in January 2024.

Source: Dallas County records, as of March 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	49 COWDEN RD, BUFFALO, MO 65622-6514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2017	Intrafamily Transfer, Transfer
Mar 7, 2017	Warranty Deed, Transfer · ARM ASSEMBLIES OF GOD CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2017 · Amount on File
Deed Sale	Mar 7, 2017 · Amount on File
Deed Document Number	2017414
Deed Book / Page	2017 / 414
Last Transfer Date	Jan 31, 2024
Transfer Doc	0000000234
Record Updated	Sep 20, 2026

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DALLAS MO
Recording Date	Apr 11, 2017
Property Address	49 COWDEN RD, BUFFALO, MO 65622-6514
Document Number	02017/0707
Book / Page	2017 / 0707
Instrument Date	Apr 7, 2017
Instrument	201700707
Transaction Type	Transfer
Record Updated	Jan 11, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	49 COWDEN RD, BUFFALO, MO 65622-6514

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS MO
Recording Date	Mar 7, 2017
Property Address	49 COWDEN RD, BUFFALO, MO 65622-6514
Document Number	02017/0414
Book / Page	2017 / 0414
Instrument Date	Mar 7, 2017
Instrument	201700414
Transaction Type	Transfer
Record Updated	Jan 11, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 COWDEN RD, BUFFALO, MO 65622-6514

Mortgage

Document Number	0201700415
Date	Mar 7, 2017
Instrument	201700415

Lender

Name	ASSEMBLIES OF GOD CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Mar 7, 2047

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	02017/0416
Date	Mar 7, 2017
Book Page	2017/0416
Instrument	201700416

Lender

Name	ASSEMBLIES OF GOD CU
Type	Credit Union
Address	SPRINGFIELD, MO 65803

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 7, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 49 Cowden Rd was $463.

Source: Dallas County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Dallas County
Unified School District	Dallas County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$463.00	$11,260	$59,700 Land $7,700 Building $52,000
2023	$453.00	$10,230	$54,300 Land $6,200 Building $48,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 49 Cowden Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Cowden Rd is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 99% of Missouri
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10

May also be available: AT&T, Brightspeed, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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