49 Cortlandt St, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 49 Cortlandt St, Waldwick, NJ 07463

Property Summary

Property Type	Single Family Home
Details	1,456 sqft · built 1955
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (Apr 2023)
Tax Bill	$11,025 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-00014-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`64-00014-0000-00009`
Alternative APNs	`640001400009` `000523`

Interior

Stories	1 Story
Building Area	1,456 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Account Number	000523
Street Address	49 CORTLANDT ST
City	WALDWICK
State	NJ
Zip	07463-1921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	50X100 2 LT
Legal Block	14
Legal Lot Number	9
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	4
Census Block	4013
Census Tract	56100

Owner

Source: Bergen County and Waldwick Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	49 CORTLANDT ST, WALDWICK, NJ 07463-1921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2023 · Amount on Record
Deed Sale	Apr 12, 2023 · Amount on Record
Prior Sale	May 20, 2014 · Amount on Record
Deed Document Number	202325171
Deed Book / Page	4971 / 1151
Record Updated	Sep 20, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 12, 2023
Property Address	49 CORTLANDT ST, WALDWICK, NJ 07463-1921
Document Number	0049711151
Book / Page	4971 / 1151
Instrument Date	Apr 6, 2023
Instrument	2023025171
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	BELMONT TITLE AND SETTLEMENT SERVICES, BELMONT TITLE AND SETTLEMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,887.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 LAKE AVE SIDE AVE405, AVE405, POMPTON LAKES, NJ 07442-1015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 CORTLANDT ST, WALDWICK, NJ 07463-1921

Mortgage

Document Number	2023025172
Date	Apr 12, 2023
Instrument	2023025172

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$480,400 (-) Land $270,200 Building $210,200	$480,400 (-) Land $270,200 Building $210,200
2025	$11,025.00 (+3.66%)	$480,400 (+33.15%) Land $270,200 Building $210,200	$480,400 (+33.15%) Land $270,200 Building $210,200
2024	$10,636.00 (+3.51%)
2023		$360,800 Land $220,100 Building $140,700	$360,800 Land $220,100 Building $140,700
2022	$10,275.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20