49 Corte de Rosas, Moraga, CA 94556 Property Records

Contra Costa County property record for 49 Corte de Rosas, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,028 sqft · built 1976
Lot Size	0.559 acres (24,336 sqft)
Owner	2 Individual Names on File
Last Sale	$1,600,000 (Oct 2023)
Tax Bill	$19,856 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`255-593-014-4`

Property Details

APN / Parcel Number

Primary APN	`255-593-014-4`
Alternative APN	`255-593-014`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,028 sqft Living Area
1st Floor Area	1,072 sqft
2nd Floor Area	956 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1992
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	24,336 sqft (0.559 acres)
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	49 CORTE DE ROSAS
City	MORAGA
State	CA
Zip	94556-1649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	TRACT 3876 LOT 33 EX MR
Legal Subdivision	SUBDIVISION 3876
Legal Tract	3876
Legal Lot Number	33
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3000
Census Tract	350000

Owner

49 Corte de Rosas is owned and occupied by two individuals who bought it in October 2023.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	49 CORTE DE ROSAS, MORAGA, CA 94556-1649
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 3, 2023	Grant Deed, Transfer · Conventional Mortgage PNC BANK NA
Mar 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Mar 25, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2023 · Amount on File
Deed Sale	Oct 3, 2023 · Amount on File
Prior Sale	Jan 27, 2004 · Amount on File
Deed Document Number	202395520
Prior Transfer Date	Mar 18, 2021
Prior Transfer Doc	0000089754
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	49 CORTE DE ROSAS, MORAGA, CA 94556-1649
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	PROROVIDENCE TITLE COMPANY, PROVIDENT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 CORTE DE ROSAS, MORAGA, CA 94556-1649

Mortgage

Document Number	0000127209
Date	Nov 13, 2025
Instrument	2025- 127209

Lender

Name	US BANK NA
Type	Bank
Address	2800 TAMARACK RD, OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	1-Year CMT
Max Rate	10.8%

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 3, 2023
Property Address	49 CORTE DE ROSAS, MORAGA, CA 94556-1649
Document Number	0000095520
Map Reference	MB 126 PG 8
Instrument Date	Sep 19, 2023
Instrument	2023-095520
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	49 CORTE DE ROSAS, MORAGA, CA 94556-1649

Mortgage

Document Number	0000095521
Date	Oct 3, 2023
Instrument	2023-095521

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 25, 2021
Property Address	49 CORTE DE ROSAS, MORAGA, CA 94556-1649
Document Number	0000089754
Map Reference	MB 126 PG 8
Instrument Date	Mar 18, 2021
Instrument	2021-089754
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	49 CORTE DE ROSAS, MORAGA, CA 94556-1649

Mortgage

Document Number	0000089755
Date	Mar 25, 2021
Instrument	2021-089755

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 25, 2021
Property Address	49 CORTE DE ROSAS, MORAGA, CA 94556-1649
Document Number	0000089756
Map Reference	MB 126 PG 8
Instrument Date	Mar 18, 2021
Instrument	2021-089756
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	49 CORTE DE ROSAS, MORAGA, CA 94556-1649

Tax Assessment & Valuation

The 2025 property tax bill for 49 Corte de Rosas was $19,856 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,664,640 (+2%) Land $1,170,450 Building $494,190
2025	$19,856.00 Homeowner's exemption	$1,632,000 Land $1,147,500 Building $484,500
2023	$11,654.00 (+1.56%)	$908,760 Land $673,719 Building $235,041
2022	$11,475.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 49 Corte de Rosas in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Corte de Rosas is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: AT&T, Etheric Networks, Verizon.

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