Monmouth County and Howell Township property record for 49 Concord Cir, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,410 sqft · built 1985 |
| Lot Size | 0.183 acres (7,954 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $9,348 (2025) |
| Deeds & Mortgages | Jan 2023 Second Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00084-18-00046 |
| Primary APN | 21-00084-18-00046 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,410 sqft Living Area |
| 1st Floor Area | 1,410 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,954 sqft (0.183 acres) |
| Lot Dimensions | 102 ft deep x 78 ft wide |
| Garage Type | Attached |
| Garage Area | 265 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Patio Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 21846000 |
|---|---|
| Street Address | 49 CONCORD CIR |
| City | HOWELL |
| State | NJ |
| Zip | 07731-1556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Subdivision | TANGLEWOOD SEC 02 |
| Legal Block | 84.18 |
| Legal Lot Number | 46 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 811303 |
Source: Monmouth County and Howell Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 49 CONCORD CIR, HOWELL, NJ 07731-1556 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Apr 27, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage GARDEN STATE HOME LOANS INC |
| Jan 10, 2019 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 16, 2021 |
| Transfer Doc | 0095051442 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 49 CONCORD CIR, HOWELL, NJ 07731-1556 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0096315800 |
|---|---|
| Date | Jan 20, 2023 |
| Book Page | 9631/5800 |
| Instrument | 2023004921 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 20, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 27, 2021 |
| Property Address | 49 CONCORD CIR, HOWELL, NJ 07731-1556 |
| Document Number | 0095051442 |
| Book / Page | 9505 / 1442 |
| Instrument Date | Apr 6, 2021 |
| Instrument | 2021067447 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Title Company | WINTER TITLE AGENCY INC, HUNTER TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 49 CONCORD CIR, HOWELL, NJ 07731-1556 |
| Document Number | 2021067448 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 2021067448 |
| Name | GARDEN STATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 49 CONCORD CIR, HOWELL, NJ 07731-1556 |
| Document Number | 0000022961 |
| Instrument Date | Jan 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 49 CONCORD CIR HOWELL NJ 077311556, HOWELL, NJ 07731-1556 |
| Document Number | 0000022961 |
|---|---|
| Date | Mar 14, 2019 |
| Book Page | 009339/000013 |
| Instrument | 22961 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 13, 2049 |
| Rate | 4.75% |
|---|
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $564,700 (+3.96%) Land $404,700 Building $160,000 | $564,700 (+3.96%) Land $404,700 Building $160,000 | |
| 2025 | $9,348.00 (+9.46%) | $543,200 (+27%) Land $384,700 Building $158,500 | $543,200 (+27%) Land $384,700 Building $158,500 |
| 2024 | $8,540.00 (+17.02%) | ||
| 2023 | $427,700 Land $274,700 Building $153,000 | $427,700 Land $274,700 Building $153,000 | |
| 2022 | $7,298.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1978–1984) |
| Most Recent Claim | Jun 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 62% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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