Narragansett Town property record for 49 Conch Rd, Narragansett, RI 02882
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,650 sqft · built 1948 |
| Lot Size | 0.289 acres (12,602 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,507 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | NARR M:R-2 B:66 |
| Primary APN | NARR M:R-2 B:66 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,650 sqft Living Area |
| Gross Area | 4,136 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,602 sqft (0.289 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 7126690 |
|---|---|
| Street Address | 49 CONCH RD |
| City | NARRAGANSETT |
| State | RI |
| Zip | 02882-5304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Block | 66 |
| Jurisdiction | NARRAGANSETT RI |
| Township / Civil Division | NARRAGANSETT |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 51504 |
49 Conch Rd is owned and occupied by two individuals.
Source: Narragansett Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 49 CONCH RD, NARRAGANSETT, RI 02882-5304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NARRAGANSETT RI |
| Recording Date | Apr 27, 2026 |
| Property Address | 49 CONCH RD, NARRAGANSETT, RI 02882-5304 |
| Document Number | 001060-375 |
| Book / Page | 1060 / 375 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 20261070 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 49 CONCH RD, NARRAGANSETT, RI 02882-5304 |
| Document Number | 0000001070, |
|---|---|
| Date | Apr 27, 2026 |
| Book Page | 1060/375 |
| Instrument | 20261070 |
| Name | CENTRAL VALLEY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
The 2025 property tax bill for 49 Conch Rd was $5,507.
Source: Narragansett Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Narragansett Town |
| Unified School District | Narragansett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,507.00 | $811,000 Land $475,900 Building $335,100 | $893,089 |
| 2023 | $4,873.00 (+3.48%) | $523,400 (+0.04%) Land $307,000 Building $216,400 | |
| 2022 | $4,709.00 | $523,200 Land $307,000 Building $216,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49 Conch Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 108 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 108 in force |
| Nearby Flood Claims | 48 (1978–2020) |
| Claims Outside the SFHA | 16 of 48 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 49 Conch Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NARRAGANSETT WATER DEPT-NORTH END serves 4,432 people · EPA ID RI1858429 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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