49 Commonwealth Ave, Middletown, NY 10940 Property Records

Orange County and Middletown City property record for 49 Commonwealth Ave, Middletown, NY 10940

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,944 sqft · built 2021
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$348,400 (Oct 2021)
Tax Bill	$10,635 (2024)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`330900 11-2-28`

Property Details

APN / Parcel Number

Primary APN	`330900 11-2-28`
Alternative APNs	`090001100000020280000000` `0480004400` `11-2-28`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,944 sqft Living Area
1st Floor Area	972 sqft
2nd Floor Area	972 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Colonial
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Basement
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0480004400
Street Address	49 COMMONWEALTH AVE
City	MIDDLETOWN
State	NY
Zip	10940-4731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	2
Legal Lot Number	28.00
Jurisdiction	ORANGE NY
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2011
Census Tract	1300

Owner

49 Commonwealth Ave is owned and occupied by an individual who bought it in October 2021.

Source: Orange County and Middletown City records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	49 COMMONWEALTH AVE, MIDDLETOWN, NY 10940-4731
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 15, 2020	Grant Deed, Transfer · Construction Mortgage GEORGE R MILLER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2021 · Amount on File
Deed Sale	Oct 18, 2021 · Amount on File
Prior Sale	Oct 15, 2020 · Amount on File
Deed Document Number	202170176
Deed Book / Page	15074 / 1169
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Oct 18, 2021
Property Address	49 COMMONWEALTH AVE, MIDDLETOWN, NY 10940-4731
Document Number	0000070176
Book / Page	15074 / 1169
Instrument Date	Sep 24, 2021
Instrument	20210070176
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ASSURANCE ABSTRACT AND TITLE SERVICES LLC, ASSURANCE ABSTRACT & TITLE S

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	770 E 166TH ST APT 8B, 8B, BRONX, NY 10456-4836

Mortgage

Document Number	0000070177
Date	Oct 18, 2021
Instrument	20210070177

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Nov 1, 2050

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE NY
Recording Date	Oct 15, 2020
Property Address	49 COMMONWEALTH AVE, MIDDLETOWN, NY 10940-4731
Document Number	0000054826
Book / Page	014823 / 000077
Instrument Date	Sep 11, 2020
Instrument	54826
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	GREENACRE ABSTRACT, GREENACRE ABST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 BEACON ST MIDDLETOWN NY 109404733, MIDDLETOWN, NY 10940-4733

Mortgage

Document Number	54827
Date	Oct 15, 2020
Book Page	014823/000080
Instrument	54827

Lender

Name	GEORGE R MILLER
Address	14 MILLER HEIGHTS RD, MIDDLETOWN, NY 10940-6607

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 14, 2021

Tax Assessment & Valuation

Source: Orange County and Middletown City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,300 (-) Land $5,900 Building $32,400	$435,700 (+6.95%)
2024	$10,635.00	$38,300 (-) Land $5,900 Building $32,400	$407,400 (+6.37%)
2023		$38,300 (-) Land $5,900 Building $32,400	$383,000 (+16.98%) Land $59,000 Building $324,000
2022		$38,300 Land $5,900 Building $32,400	$327,400 Land $50,435 Building $276,965

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 49 Commonwealth Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (2008–2011)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Commonwealth Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY serves 30,000 people · EPA ID NY3503534
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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