49 Commercial St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 49 Commercial St, Marblehead, MA 01945

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,054 sqft · built 1920
Lot Size0.1 acres (4,352 sqft)
OwnerTrust Name on File
Tax Bill$6,531 (2026)
Flood ZoneZone X (minimal risk)
APNMARB M:0114 B:0001 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0114 B:0001 L:0

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,054 sqft Living Area
Gross Area2,029 sqft
Basement Area700 sqft
Unfinished Basement700 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,352 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address49 COMMERCIAL ST
CityMARBLEHEAD
StateMA
Zip01945-3111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal Block1
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group4
Census Block4044
Census Tract203200

Owner

49 Commercial St is held in a trust since July 2013.

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner of RecordTrust Name on File
Mailing Address11415 DEERFIELD DR, TRUCKEE, CA 96162-2137
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 18, 2013
Deed SaleJul 18, 2013
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 49 Commercial St was $6,531, up 4.2% from the year before.

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,531.00 (+4.21%)$763,000 (+10.18%) Land $541,100 Building $221,900$774,363 (+12.57%)
2025$6,267.00 (-4.74%)$692,500 (-5.69%) Land $507,300 Building $185,200$687,895
2024$6,579.00 (+13.67%)$734,300 (+26.87%) Land $552,400 Building $181,900
2023$5,788.00$578,800 Land $428,400 Building $150,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Commercial St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 57 policies
Nearby Flood Policies57 in force
Nearby Flood Claims7 (1991–2018)
Claims Outside the SFHA1 of 7
Most Recent ClaimMar 2018 · Severe Winter Storm And Flooding
Claims by Event
  • Severe Winter Storm And Flooding, Mar 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 49 Commercial St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people · EPA ID MA3168000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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