49 Coles Rd, Middletown, CT 06457 Property Records

Middletown City property record for 49 Coles Rd, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,800 sqft · built 1995
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$287,400 (Aug 2019)
Tax Bill	$10,690 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:27 L:0258`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:27 L:0258`
Alternative APN	`R13524`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,800 sqft Living Area
Gross Area	3,386 sqft
1st Floor Area	700 sqft
Basement Area	700 sqft
Unfinished Basement	493 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R13524
Street Address	49 COLES RD
City	MIDDLETOWN
State	CT
Zip	06457-4169
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Lot Number	258
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3010
Census Tract	542100

Owner

Source: Middletown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	49 COLES RD, MIDDLETOWN, CT 06457-4169
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Balloon Mortgage FIRST GUARANTY MORTGAGE
Aug 28, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2019 · Amount on Record
Deed Sale	Aug 28, 2019 · Amount on Record
Prior Sale	Jun 12, 2007 · Amount on Record
Deed Document Number	20193483430003
Deed Book / Page	1950 / 971
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	49 COLES RD, MIDDLETOWN, CT 06457-4169
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1999-899
Date	Mar 16, 2021
Book Page	1999/899
Instrument	3597060010

Lender

Name	FIRST GUARANTY MORTGAGE
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Aug 28, 2019
Property Address	49 COLES RD, MIDDLETOWN, CT 06457-4169
Document Number	1950-971
Book / Page	1950 / 971
Instrument Date	Aug 27, 2019
Instrument	3483430003
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 COLES RD, MIDDLETOWN, CT 06457-4169

Mortgage

Document Number	3483440015
Date	Aug 28, 2019
Instrument	3483440015

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,690.00 (+8.45%)	$262,020 (+3.4%) Land $76,620 Building $185,400	$470,226 (+165.1%)
2025		$253,400 (-) Land $76,620 Building $176,780	$177,380 Land $53,634 Building $123,746
2024	$9,857.00 (+5.71%)	$253,400 (-) Land $76,620 Building $176,780
2023	$9,325.00 (+9.86%)	$253,400 (+31.35%) Land $76,620 Building $176,780
2022	$8,488.00	$192,920 Land $51,090 Building $141,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: GoNetspeed, Verizon.

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