Clay County property record for 49 Clover Ln, Flora, IL 62839 · Last verified July 2026
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
|---|---|
| Bathrooms | 1 Baths |
| Architecture Style | Multifamily |
| Year Built | Built 1900 |
| Square Footage | 1,424 sqft Living Area |
| Lot Size | 2,614 sqft (0.06 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $322.00 (2024) |
| Primary APN | 15-17-100-010 |
|---|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,424 sqft Living Area |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Multifamily Style |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Roof Material | Shingle Roof |
| Lot Area | 2,614 sqft (0.06 acres) |
| Porch | 1 Porch |
| Porch Area | 240 sqft Porch |
| Street Address | 49 CLOVER LN |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-4004 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | SEC 17-2-7 1.06 AC SW/COR OF W/2 SW NW NW 1.06 AC |
| Legal Range | 07 |
| Legal Township | 02 |
| Legal Section | 17 |
| Jurisdiction | CLAY IL |
| Minor Civil Division | STANFORD |
| Census Blockgroup | 1 |
| Census Block | 1096 |
| Census Tract | 972200 |
Source: Clay County records · APN 15-17-100-010
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 49 CLOVER LN, FLORA, IL 62839-4004 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Apr 11, 2025 |
| Transfer Doc | 0000212036 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 49 CLOVER LN, FLORA, IL 62839-4004 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000213290 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 213290 |
| Name | LOUISVILLE BANKING CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Feb 27, 2031 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7% |
Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Stanford Township |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,491 (+29.49%) Land $2,734 Building $9,757 | $37,473 (+29.49%) Land $8,202 Building $29,271 | |
| 2024 | $322.00 (+30.89%) | ||
| 2022 | $246.00 (+2.93%) Homeowner's exemption | $9,646 Land $2,052 Building $7,594 | $28,938 Land $6,156 Building $22,782 |
| 2021 | $239.00 |
Source: FEMA National Flood Hazard Layer, Clay County (17025C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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