49 Cliff Dr, Saint Louis, MO 63125 Property Records

St. Louis County property record for 49 Cliff Dr, Saint Louis, MO 63125

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,136 sqft · built 1950
Lot Size	0.459 acres (19,998 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (May 2022)
Tax Bill	$2,495 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29H-42-0342`

Property Details

APN / Parcel Number

Primary APN	`29H-42-0342`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,136 sqft Living Area
Gross Area	1,576 sqft
1st Floor Area	1,008 sqft
Family Room	Family Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	19,998 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	3 Parking Spaces
Deck Area	160 sqft
Patio Area	160 sqft
Canopy	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	49 CLIFF DR
City	SAINT LOUIS
State	MO
Zip	63125-4039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	SAN JOSE PARK RESUB LOT 21
Legal Subdivision	SAN JOSE PARK RESUB
Legal Lot Number	21
Jurisdiction	ST LOUIS MO
Township / Civil Division	LEMAY
Census Block Group	1
Census Block	1016
Census Tract	220503

Owner

49 Cliff Dr is owned and occupied by an individual who bought it in May 2022.

Source: St. Louis County records, as of October 8, 2026

Owner of Record	Individual Name on File
Mailing Address	49 CLIFF DR, SAINT LOUIS, MO 63125-4039
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 10, 2021	Warranty Deed, Transfer · Commercial Mortgage FCB BANKS
Apr 22, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2022 · Amount on File
Deed Sale	May 11, 2022 · Amount on File
Prior Sale	Aug 10, 2021 · Amount on File
Deed Document Number	2022511331
Prior Transfer Date	Aug 2, 2021
Prior Transfer Doc	0250422912
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 11, 2022
Property Address	49 CLIFF DR, SAINT LOUIS, MO 63125-4039
Document Number	2022051100331
Map Reference	MB 43 PG 66
Instrument Date	May 10, 2022
Instrument	2022051100331
Transaction Type	Transfer
Record Updated	Oct 5, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49 CLIFF DR, 49, SAINT LOUIS, MO 63125-4039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 CLIFF DR, SAINT LOUIS, MO 63125-4039

Mortgage

Document Number	2022051100332
Date	May 11, 2022
Instrument	2022051100332

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 10, 2021
Property Address	49 CLIFF DR, SAINT LOUIS, MO 63125-4039
Document Number	0250422912
Book / Page	25042 / 2912
Map Reference	MB 43 PG 66
Instrument Date	Aug 2, 2021
Instrument	2021081000495
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	ORNTIC ST LOUIS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	49 CLIFF DR, SAINT LOUIS, MO 63125-4039

Mortgage

Document Number	2021081000496
Date	Aug 10, 2021
Instrument	2021081000496

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MO
Recording Date	Apr 22, 2021
Property Address	49 CLIFF DR, SAINT LOUIS, MO 63125-4039
Document Number	0248160292
Book / Page	24816 / 292
Map Reference	MB 43 PG 66
Instrument Date	Apr 21, 2021
Instrument	2021042200022
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1371 HIGHWAY F, WRIGHT CITY, MO 63390-4805

Tax Assessment & Valuation

The 2025 property tax bill for 49 Cliff Dr was $2,495, up 8.9% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Mehlville R-IX School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,790 (-) Land $20,580 Building $19,210	$209,400 (-) Land $108,300 Building $101,100
2025	$2,495.00 (+8.86%)	$39,790 Land $20,580 Building $19,210	$209,400 Land $108,300 Building $101,100
2024	$2,292.00 (+1.28%)
2023	$2,263.00 (+16.41%)	$33,960 (+14.34%) Land $11,310 Building $22,650	$178,700 Land $59,500 Building $119,200
2022	$1,944.00	$29,700 Land $11,310 Building $18,390
2021			$156,300 Land $59,500 Building $96,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 49 Cliff Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Cliff Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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