Westchester County and Mamaroneck Town property record for 49 Chestnut Ave, Larchmont, NY 10538
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,697 sqft · built 1923 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,225,000 (Oct 2021) |
| Tax Bill | $27,217 (2026) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Apr 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 553201 7-9-522 |
| Primary APN | 553201 7-9-522 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,697 sqft Living Area |
| 1st Floor Area | 881 sqft |
| 2nd Floor Area | 816 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 216 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 448100 |
|---|---|
| Street Address | 49 CHESTNUT AVE |
| City | LARCHMONT |
| State | NY |
| Zip | 10538-3509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Subdivision | MAP WOODBINE PARK |
| Legal Block | 522 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | MAMARONECK |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 7100 |
49 Chestnut Ave is owned and occupied by two individuals who bought it in October 2021.
Source: Westchester County and Mamaroneck Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 49 CHESTNUT AVE, LARCHMONT, NY 10538-3509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Apr 25, 2017 | Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA |
| Apr 11, 2017 | Loan Modification, Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2021 · Amount on File |
| Deed Sale | Oct 22, 2021 · Amount on File |
| Prior Sale | Oct 22, 2021 · Amount on File |
| Deed Document Number | 2021612863448 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Oct 22, 2021 |
| Property Address | 49 CHESTNUT AVE, LARCHMONT, NY 10538-3509 |
| Document Number | 0612863448 |
| Map Reference | MAP 926 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 612863448 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2021 |
| Title Company | ASHFORD ABSTRACT CORPORATION, ASHFORD ABSTRACT CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5916 TYNDALL AVE, 5916, BRONX, NY 10471-1914 |
| Name | Verified Name |
|---|---|
| Address | 49 CHESTNUT AVE, LARCHMONT, NY 10538-3509 |
| Document Number | 0612943776 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 612943776 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 49 CHESTNUT AVE, LARCHMONT, NY 10538-3509 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | TITLEVEST AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0571143590 |
|---|---|
| Date | Apr 25, 2017 |
| Instrument | 571143590 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 49 CHESTNUT AVE, LARCHMONT, NY 10538-3509 |
| Document Number | 0571143634 |
| Instrument Date | Apr 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | TITLE VEST |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 49 CHESTNUT AVE LARCHMONT NY 105383509, LARCHMONT, NY 10538-3509 |
| Document Number | 0571143634 |
|---|---|
| Date | Apr 25, 2017 |
| Book Page | 057114/003634 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 24, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
The 2026 property tax bill for 49 Chestnut Ave was $27,217, up 27.1% from the year before.
Source: Westchester County and Mamaroneck Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Mamaroneck Town |
| Municipality | Larchmont Village |
| Unified School District | Mamaroneck Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $27,217.00 (+27.08%) | ||
| 2025 | $21,418.00 | $1,319,000 (+2.97%) Land $383,000 Building $936,000 | $1,319,000 (+2.97%) Land $383,000 Building $936,000 |
| 2024 | $1,281,000 (+9.02%) Land $383,000 Building $898,000 | $1,281,000 (+9.02%) Land $383,000 Building $898,000 | |
| 2023 | $1,175,000 Land $383,000 Building $792,000 | $1,175,000 Land $383,000 Building $792,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49 Chestnut Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 61 policies |
| Nearby Flood Policies | 61 in force |
| Nearby Flood Claims | 60 (1992–2024) |
| Claims Outside the SFHA | 21 of 60 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 49 Chestnut Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LARCHMONT VILLAGE serves 6,485 people · EPA ID NY5903433 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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