49 Cheryl Ct, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 49 Cheryl Ct, Troy, NY 12180

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,560 sqft · built 1991
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$247,000 (Jun 2026)
Tax Bill	$5,679 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2021 Refinance + 1 more
APN	`381700 101.81-1-25.3`

Property Details

APN / Parcel Number

Primary APN	`381700 101.81-1-25.3`
Alternative APN	`1808040`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,560 sqft Living Area
1st Floor Area	708 sqft
2nd Floor Area	852 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	200 ft deep x 33.4 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1808040
Street Address	49 CHERYL CT
City	TROY
State	NY
Zip	12180-7023
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	SF
Legal Description	2 STY FR TNHSE & 1C GAR CREEKSIDE VILLAGE LOT 49
Legal Block	1
Legal Lot Number	25.003
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	3
Census Block	3006
Census Tract	41300

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	145 HILLCREST VLG E, A2, SCHENECTADY, NY 12309-3809
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed, Transfer · Conventional Mortgage
Apr 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES FCU
Sep 1, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2026 · Amount on Record
Deed Sale	Jun 23, 2026 · Amount on Record
Prior Sale	Sep 1, 2017 · Amount on Record
Deed Document Number	20262026-672691
Deed Book / Page	11303 / 21
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jun 23, 2026
Property Address	49 CHERYL CT, TROY, NY 12180-7023
Document Number	0000672691
Book / Page	11303 / 21
Instrument Date	Jun 4, 2026
Instrument	2026672691
Transaction Type	Transfer
Record Updated	Jul 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Jun 23, 2026

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	49 CHERYL CT, TROY, NY 12180-7023
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095430234
Date	Apr 13, 2021
Book Page	9543/234
Instrument	2021-586912

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Sep 1, 2017
Property Address	49 CHERYL CT, TROY, NY 12180-7023
Document Number	0082770260
Book / Page	008277 / 000260
Instrument Date	Aug 30, 2017
Transaction Type	Transfer
Record Updated	Oct 17, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 CHERYL CT TROY NY 121807023, TROY, NY 12180-7023

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,679.00 (-22.07%)
2025	$7,287.00 (+3.11%)	$156,000 (-) Land $30,000 Building $126,000	$267,100 (+19.83%) Land $51,365 Building $215,735
2023		$156,000 (-) Land $30,000 Building $126,000	$222,900 (+8.59%) Land $42,865 Building $180,035
2022	$7,067.00	$156,000 Land $30,000 Building $126,000	$205,263 Land $39,474 Building $165,789

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Cheryl Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures