Schenectady County and Schenectady City property record for 49 Cheltingham Ave, Schenectady, NY 12306
| Property Type | Triplex |
|---|---|
| Details | 6 bd · 3 ba · 3,518 sqft · built 1939 |
| Lot Size | 0.88 acres (38,332 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,000 (Nov 1997) |
| Tax Bill | $11,513 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.70-1-21.1 |
| Primary APN | 421500 49.70-1-21.1 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 15 Rooms |
| Stories | 2 Stories |
| Building Area | 3,518 sqft Total Area |
| 1st Floor Area | 2,284 sqft |
| 2nd Floor Area | 1,234 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Lot Area | 38,332 sqft (0.88 acres) |
| Lot Dimensions | 190 ft deep x 226 ft wide |
| Garage Type | Attached |
| Garage Area | 1,050 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Porch | Slab |
| Porch Area | 550 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 49 CHELTINGHAM AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-5109 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | 06 - INDUS |
| Legal Block | 1 |
| Legal Lot Number | 21.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 33200 |
49 Cheltingham Ave, a triplex, is owned and occupied by an individual who bought it in November 1997.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 49 CHELTINGHAM AVE, SCHENECTADY, NY 12306-5109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 1997 · Amount on File |
| Deed Sale | Nov 20, 1997 · Amount on File |
| Deed Book / Page | 1527 / 505 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 49 Cheltingham Ave was $11,513 with exemptions applied, up 4.5% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,513.00 (+4.46%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $11,021.00 | $232,900 Land $59,000 Building $173,900 | $385,660 Land $97,698 Building $287,962 |
| 2023 | $232,900 (-) Land $59,000 Building $173,900 | $294,810 (+3.8%) Land $74,684 Building $220,126 | |
| 2022 | $232,900 Land $59,000 Building $173,900 | $284,024 Land $71,951 Building $212,073 | |
| 2021 | $10,017.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49 Cheltingham Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–2003) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 49 Cheltingham Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Greenlight Networks.
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