49 Chatham St, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 49 Chatham St, Worcester, MA 01609

Property Summary

Property Type	Parking Lot
Lot Size	0.232 acres (10,085 sqft)
Owner	Company Name on File
Last Sale	$482,500 (Nov 2020)
Tax Bill	$5,949 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`3-017-00004`

Property Details

APN / Parcel Number

Primary APN	`3-017-00004`
Alternative APN	`WORC M:03 B:017 L:00004`

Exterior

Lot Area	10,085 sqft (0.232 acres)

Location & Zoning

Account Number	3-017-00004
Street Address	49 CHATHAM ST
City	WORCESTER
State	MA
Zip	01609
Property Category	Commercial
Property Type	Commercial > Retail > Parking Lot
Local Zoning Code	RG-5
Legal Block	17
Legal Lot Number	4
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1003
Census Tract	731500

Owner

49 Chatham St, a commercial property, is owned by a company that bought it in November 2020.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	1 KELLEY SQ, 13, WORCESTER, MA 01610-2752
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CORNERSTONE BANK
Oct 16, 2018	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2020 · Amount on File
Deed Sale	Nov 3, 2020 · Amount on File
Prior Sale	Oct 16, 2018 · Amount on File
Deed Book / Page	63664 / 349
Record Updated	Oct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Nov 3, 2020
Property Address	49 CHATHAM ST, WORCESTER, MA 01609
Document Number	63664-349
Book / Page	63664 / 349
Instrument Date	Nov 3, 2020
Instrument	133260
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 KELLEY SQ STE 13, 13, WORCESTER, MA 01610-2752

Mortgage

Document Number	133261
Date	Nov 3, 2020
Instrument	133261

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 16, 2018
Property Address	49 CHATHAM ST, WORCESTER, MA 01609
Document Number	59554-87
Book / Page	059554 / 000087
Instrument Date	Oct 12, 2018
Instrument	109826
Transaction Type	Transfer
Record Updated	Nov 16, 2018

Transaction

Amount	Amount on Record
Tax	$2,280.00
Amount Accuracy	Confirmed
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 MLK JR BLVD WORCESTER MA 016081209, WORCESTER, MA 01608-1209

Tax Assessment & Valuation

The 2026 property tax bill for 49 Chatham St was $5,949, up 8.6% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,949.00 (+8.64%)	$204,700 (+6.95%) Land $190,400 Building $14,300
2025	$5,476.00	$191,400 Land $177,100 Building $14,300
2023	$5,692.00	$182,100 Land $154,000 Building $28,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 49 Chatham St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 49 Chatham St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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