Middlesex County and Metuchen Borough property record for 49 Charles St, Metuchen, NJ 08840
| Property Type | Single Family Home |
|---|---|
| Details | 864 sqft · built 1920 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Mar 2023) |
| Tax Bill | $6,955 (2024) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09 00211-01-00013 |
| Primary APN | 09 00211-01-00013 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 864 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 4,500 sqft (0.103 acres) |
| Lot Dimensions | 100 ft deep x 45 ft wide |
| Old Parcel Number | 0900211000100013 |
|---|---|
| Street Address | 49 CHARLES ST |
| City | METUCHEN |
| State | NJ |
| Zip | 08840-2748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT:13 BLK:211.01 DIST:09 CITY/MUNI/TWP:METUCHEN BORO MAP REF:TAX MAP 73 |
| Legal Block | 211.01 |
| Legal Lot Number | 13 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | METUCHEN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 2200 |
49 Charles St is owned and occupied by an individual who bought it in March 2023.
Source: Middlesex County and Metuchen Borough records, as of October 16, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 49 CHARLES ST, METUCHEN, NJ 08840-2748 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2023 · Amount on File |
| Deed Sale | Mar 7, 2023 · Amount on File |
| Deed Document Number | 2023013767 |
| Deed Book / Page | 19164 / 1088 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Mar 7, 2023 |
| Property Address | 49 CHARLES ST, METUCHEN, NJ 08840-2748 |
| Document Number | 0000013767 |
| Book / Page | 19164 / 1088 |
| Instrument Date | Feb 28, 2023 |
| Instrument | 2023013767 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2023 |
| Title Company | NOT AVAILABLE, INVESTEDGE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,871.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 810 NE 10TH ST, MILFORD, DE 19963-1347 |
| Name | Verified Name |
|---|---|
| Address | 49 CHARLES ST, METUCHEN, NJ 08840-2748 |
| Document Number | 0000013768 |
|---|---|
| Date | Mar 7, 2023 |
| Instrument | 2023013768 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2053 |
Source: Middlesex County and Metuchen Borough assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Metuchen Borough |
| Unified School District | Metuchen Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $100,000 Land $70,000 Building $30,000 | $100,000 Land $70,000 Building $30,000 | |
| 2024 | $6,955.00 | ||
| 2023 | $100,000 Land $70,000 Building $30,000 | $100,000 Land $70,000 Building $30,000 | |
| 2022 | $6,371.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 49 Charles St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 49 Charles St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile, Xfinity.
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