Bergen County and Dumont Borough property record for 49 Charles St, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 2,313 sqft · built 1930 |
| Lot Size | 0.2 acres (8,716 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,000 (Jan 1996) |
| Tax Bill | $17,262 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00608-0000-00020 |
| Primary APN | 10-00608-0000-00020 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,313 sqft Living Area |
|---|
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 8,716 sqft (0.2 acres) |
| Lot Dimensions | 83 ft deep x 105 ft wide |
| Account Number | 295700 |
|---|---|
| Street Address | 49 CHARLES ST |
| City | DUMONT |
| State | NJ |
| Zip | 07628-2609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 105X83 |
| Legal Subdivision | KENSINGTON |
| Legal Block | 608 |
| Legal Lot Number | 20 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 10100 |
Source: Bergen County and Dumont Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 49 CHARLES ST, DUMONT, NJ 07628-2609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 18, 1996 · Amount on Record |
| Deed Sale | Jan 18, 1996 · Amount on Record |
| Deed Book / Page | 7847 / 792 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 49 CHARLES ST, DUMONT, NJ 07628-2609 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 49 CHARLES ST, DUMONT, NJ 07628-2609 |
| Document Number | 0049801761 |
|---|---|
| Date | Apr 26, 2023 |
| Book Page | 4980/1761 |
| Instrument | 2023028296 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $787,700 (+6.78%) Land $346,500 Building $441,200 | $787,700 (+6.78%) Land $346,500 Building $441,200 | |
| 2025 | $17,262.00 (-10.43%) | $737,700 (+55.6%) Land $318,600 Building $419,100 | $737,700 (+55.6%) Land $318,600 Building $419,100 |
| 2024 | $19,272.00 (+4.69%) | ||
| 2023 | $474,100 Land $191,100 Building $283,000 | $474,100 Land $191,100 Building $283,000 | |
| 2022 | $18,409.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 824 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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