49 Central St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 49 Central St, Saugus, MA 01906 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,020 sqft · built 1922
Lot Size	0.771 acres (33,589 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (Oct 2023)
Tax Bill	$8,043 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:013-E B:0001 L:0019`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:013-E B:0001 L:0019`
Alternative APNs	`M:013=E B:0001 L:0019` `8860013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,020 sqft Living Area
Gross Area	3,474 sqft Gross Area
1st Floor Area	1,024 sqft 1st Floor
Basement Area	884 sqft Basement
Unfinished Basement	884 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	33,589 sqft (0.771 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	8860013
Street Address	49 CENTRAL ST
City	SAUGUS
State	MA
Zip	01906-1209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	19
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2001
Census Tract	208301

Owner

Source: Essex County and Saugus Town records · APN SAUG M:013-E B:0001 L:0019

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	49 CENTRAL ST, SAUGUS, MA 01906-1209
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEW FED MORTGAGE CORP
Oct 30, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NEW FED MORTGAGE CORP
Nov 29, 2018	Quit Claim Deed, Transfer MORGAN STANLEY CREDIT CORP
Feb 09, 2018	Quit Claim Deed, Transfer NEW FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 30, 2023 · Amount on Record
Deed Sale	Oct 30, 2023 · Amount on Record
Prior Sale	Nov 29, 2018 · Amount on Record
Deed Book / Page	41833 / 413
Transfer Doc	3102000211
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	49 CENTRAL ST, SAUGUS, MA 01906-1209
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043231-148
Date	Feb 18, 2026
Book Page	43231/148
Instrument	20260218001420

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Oct 30, 2023
Property Address	49 CENTRAL ST, SAUGUS, MA 01906-1209
Document Number	041833-413
Book / Page	41833 / 413
Instrument Date	Oct 30, 2023
Instrument	20231030003140
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	49 CENTRAL ST, SAUGUS, MA 01906-1209

Mortgage

Document Number	231030003150
Date	Oct 30, 2023
Instrument	231030003150

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Nov 29, 2018
Property Address	49 CENTRAL ST, SAUGUS, MA 01906-1209
Document Number	37182-507
Book / Page	37182 / 507
Instrument	181129003420
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$50.44
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	371820510
Date	Nov 29, 2018
Instrument	37182/0510

Lender

Name	MORGAN STANLEY CREDIT CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2048

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Feb 09, 2018
Property Address	49 CENTRAL ST, SAUGUS, MA 01906-1209
Document Number	36524-137
Book / Page	36524 / 137
Instrument	180209002520
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$50.44
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 CENTRAL ST, SAUGUS, MA 01906-1209

Mortgage

Document Number	365240139
Date	Feb 09, 2018
Instrument	36524/0139

Lender

Name	NEW FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 09, 2048

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,043.00 (+4.77%)	$753,100 (+4.48%) Land $335,300 Building $417,800	$904,875
2024	$7,677.00 (+1.57%)	$720,800 (+7.39%) Land $305,100 Building $415,700
2023	$7,558.00	$671,200 Land $275,100 Building $396,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 6% of the US · above 14% of Massachusetts
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

49 Central St, Saugus, MA 01906 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2023: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Central St

Nearby Streets

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