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49 Central St, Gardiner, ME 04345 Property Records

Kennebec County and Gardiner City property record for 49 Central St, Gardiner, ME 04345 · Last verified June 2026

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 2,174 sqft · built 1880
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on File
Last Sale$260,000 (Feb 2023)
Tax Bill$3,219 (2025)
Deeds & MortgagesFeb 2023 Sale
Mar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNGARR M:031 B:040

Property Details

APN / Parcel Number

Primary APNGARR M:031 B:040
Alternative APNs
  • M:031 L:040
  • 1566

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area2,174 sqft Living Area
Gross Area4,686 sqft
1st Floor Area480 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number1566
Street Address49 CENTRAL ST
CityGARDINER
StateME
Zip04345-2404
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Block40
JurisdictionGARDINER ME
Township / Civil DivisionGARDINER
Census Block Group2
Census Block2016
Census Tract11000

Owner

Source: Kennebec County and Gardiner City records · APN GARR M:031 B:040

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address49 CENTRAL ST, GARDINER, ME 04345-2404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 02, 2023Warranty Deed, Transfer
Mar 22, 2022Warranty Deed, Transfer · VA Mortgage
USAA FSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 02, 2023 · Amount on Record
Deed SaleFeb 02, 2023 · Amount on Record
Prior SaleMar 22, 2022 · Amount on Record
Deed Document Number20232085
Deed Book / Page14689 / 95
Record UpdatedSep 20, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGARDINER ME
Recording DateFeb 02, 2023
Property Address49 CENTRAL ST, GARDINER, ME 04345-2404
Document Number2023002085
Book / Page14689 / 95
Instrument DateJan 27, 2023
Instrument2023002085
Transaction TypeTransfer
Record UpdatedFeb 20, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 SEWALL ST, AUGUSTA, ME 04330-5535

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGARDINER ME
Recording DateMar 22, 2022
Property Address49 CENTRAL ST, GARDINER, ME 04345-2404
Document Number2022006639
Book / Page14391 / 205
Instrument DateMar 21, 2022
Instrument2022006639
Transaction TypeTransfer
Record UpdatedApr 04, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 CLINTON ST, GARDINER, ME 04345-1809

Mortgage

Document Number2022006640
DateMar 22, 2022
Instrument2022006640
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kennebec County and Gardiner City records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
MunicipalityGardiner City
Unified School DistrictSchool Administrative District 11 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$3,219.00 (+2.74%)$122,400 (-) Land $26,200 Building $96,200
2024$3,133.00 (+8%)$122,400 (-) Land $26,200 Building $96,200
2023$2,901.00 (+6.77%)$122,400 (-) Land $26,200 Building $96,200
2022$2,717.00$122,400 Land $26,200 Building $96,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kennebec County (23011C), updated February 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230110110002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1978–2003)
Most Recent ClaimDec 2003, rainfall accumulation, Severe Storms, Flooding, Snow Melt And Ice Jams

Wildfire

Wildfire RiskLow
above 20% of the US · above 54% of Maine
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 250 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
GoNetspeedFiber2,000 / 2,000
Consolidated CommunicationsFiber2,000 / 2,000
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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