Kennebec County and Waterville City property record for 49 Central Ave, Waterville, ME 04901
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,128 sqft · built 1940 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on Record |
| Last Sale | $103,000 (Mar 2018) |
| Tax Bill | $3,188 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WAVL M:063 B:090 |
| Primary APN | WAVL M:063 B:090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,128 sqft Living Area |
| Gross Area | 3,424 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1212 |
|---|---|
| Street Address | 49 CENTRAL AVE |
| City | WATERVILLE |
| State | ME |
| Zip | 04901-5711 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 90 |
| Jurisdiction | WATERVILLE ME |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 24101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kennebec County and Waterville City records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 23 MOOSE VALLEY DR, SIDNEY, ME 04330-2105 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BAR HARBOR BANK & TRUST CO |
| Aug 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BAR HARBOR BANK & TRUST CO |
| Mar 15, 2018 | Warranty Deed, Transfer KENNEBUNK SVGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 2018 · Amount on Record |
| Deed Sale | Mar 15, 2018 · Amount on Record |
| Deed Document Number | 20184954 |
| Deed Book / Page | 12859 / 196 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 49 CENTRAL AVE, WATERVILLE, ME 04901-5711 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2026005921 |
|---|---|
| Date | Mar 25, 2026 |
| Book Page | 15672/300 |
| Instrument | 2026005921 |
| Name | BAR HARBOR BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 49 CENTRAL AVE, WATERVILLE, ME 04901-5711 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2021021629 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 14114/203 |
| Instrument | 2021021629 |
| Name | BAR HARBOR BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Mar 15, 2018 |
| Property Address | 49 CENTRAL AVE, WATERVILLE, ME 04901-5711 |
| Document Number | 2018004954 |
| Book / Page | 12859 / 0196 |
| Instrument | 2018004954 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2018004955 |
|---|---|
| Date | Mar 15, 2018 |
| Instrument | 2018004955 |
| Name | KENNEBUNK SVGS BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Mar 15, 2038 |
| Rate | 4.5% |
|---|---|
| Type Change Date | Apr 1, 2021 |
Source: Kennebec County and Waterville City assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| Municipality | Waterville City |
| Unified School District | Waterville (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,188.00 (-1.6%) | $187,500 (+15.17%) Land $25,900 Building $161,600 |
| 2023 | $3,240.00 (+48.15%) | $162,800 (+92.43%) Land $19,900 Building $142,900 |
| 2022 | $2,187.00 | $84,600 Land $15,000 Building $69,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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