Passaic County and Pompton Lakes Borough property record for 49 Central Ave, Pompton Lakes, NJ 07442
| Property Type | Single Family Home |
|---|---|
| Details | 1,294 sqft · built 1945 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Apr 2025) |
| Tax Bill | $9,629 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Mar 2026 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 09-09523-0000-00062 |
| Primary APN | 09-09523-0000-00062 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,294 sqft Living Area |
| 1st Floor Area | 1,294 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Construction Type | Frame |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Street Address | 49 CENTRAL AVE |
|---|---|
| City | POMPTON LAKES |
| State | NJ |
| Zip | 07442-1503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Subdivision | WILLIAM H EDWARDS PROP |
| Legal Block | 9523 |
| Legal Lot Number | 62 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | POMPTON LAKES |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 196401 |
49 Central Ave is owned by two individuals who bought it in April 2025.
Source: Passaic County and Pompton Lakes Borough records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1301 WALL ST W, 3208, LYNDHURST, NJ 07071-3533 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Mar 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TOMO MORTGAGE LLC |
| Apr 21, 2025 | Deed, Transfer · Conventional Mortgage TOMO MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2025 · Amount on File |
| Deed Sale | Apr 21, 2025 · Amount on File |
| Prior Sale | Aug 26, 1998 · Amount on File |
| Deed Document Number | 202513387 |
| Deed Book / Page | 4885 / 59 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 49 CENTRAL AVE, POMPTON LAKES, NJ 07442-1503 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000020754 |
|---|---|
| Date | Apr 11, 2022 |
| Book Page | M17932/92 |
| Instrument | 2022020754 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 49 CENTRAL AVE, POMPTON LAKES, NJ 07442-1503 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 49 CENTRAL AVE, POMPTON LAKES, NJ 07442-1503 |
| Investor | Possibly a Property Investor |
| Document Number | 0000008736 |
|---|---|
| Date | Mar 23, 2026 |
| Book Page | M19838/27 |
| Instrument | 2026008736 |
| Name | TOMO MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Apr 21, 2025 |
| Property Address | 49 CENTRAL AVE, POMPTON LAKES, NJ 07442-1503 |
| Document Number | 0000013387 |
| Book / Page | D4885 / 59 |
| Instrument Date | Apr 15, 2025 |
| Instrument | 2025013387 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,125.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 49 CENTRAL AVE, POMPTON LAKES, NJ 07442-1503 |
| Name | Verified Name |
|---|---|
| Address | 1301 WALL ST W, LYNDHURST, NJ 07071-3514 |
| Investor | Possibly a Property Investor |
| Document Number | 0000013388 |
|---|---|
| Date | Apr 21, 2025 |
| Instrument | 2025013388 |
| Name | TOMO MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
The 2025 property tax bill for 49 Central Ave was $9,629, up 4.8% from the year before.
Source: Passaic County and Pompton Lakes Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Pompton Lakes Borough |
| Unified School District | Pompton Lakes Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $233,100 (-) Land $118,500 Building $114,600 | $233,100 (-) Land $118,500 Building $114,600 | |
| 2025 | $9,629.00 (+4.77%) | $233,100 Land $118,500 Building $114,600 | $233,100 Land $118,500 Building $114,600 |
| 2024 | $9,191.00 | ||
| 2023 | $233,100 Land $118,500 Building $114,600 | $233,100 Land $118,500 Building $114,600 | |
| 2022 | $8,871.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49 Central Ave in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 137 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 137 in force |
| Nearby Flood Claims | 819 (1979–2024) |
| Claims Outside the SFHA | 32 of 819 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 49 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POMPTON LAKES MUA serves 11,435 people · EPA ID NJ1609001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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