49 Center St, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 49 Center St, Rumson, NJ 07760 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2007
Square Footage	2,570 sqft Living Area
Lot Size	7,501 sqft (0.172 acres)
Occupancy	Owner Occupied
Last Sale	$1,650,000 (2024)
Tax Bill	$16,564.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`41-00062-0000-00031-02`
Alternative APN	`41000620000000310002`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	2,570 sqft Living Area
1st Floor	1,537 sqft 1st Floor
Upper Floors	1,279 sqft Upper Floors
Basement Area	1,291 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	7,501 sqft (0.172 acres)
Depth X Width	150 ft x 50 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Area	246 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	64 sqft Shed
Patio Area	260 sqft Patio
Porch	Open Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	49 CENTER ST
City	RUMSON
State	NJ
Zip	07760-1750
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	62
Legal Lot Number	31.2
Jurisdiction	MONMOUTH NJ
Minor Civil Division	RUMSON
Census Blockgroup	1
Census Block	1014
Census Tract	803900

Owner

Source: Monmouth County and Rumson Borough records · APN 41-00062-0000-00031-02

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	49 CENTER ST, RUMSON, NJ 07760-1750
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 23, 2024 · Amount on Record
Deed Sale	Jul 23, 2024 · Amount on Record
Prior Sale	Nov 09, 2007 · Amount on Record
Deed Doc Number	202449193
Deed Book / Page	9696 / 8095
Record Refreshed	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	49 CENTER ST, RUMSON, NJ 07760-1750
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	TOHICKON SETTLEMENT SERVICES INC, TOHICKON SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 CENTER ST, LOCUST, NJ 07760-1750

Mortgage

Document Number	0097678515
Date	Nov 26, 2025
Book Page	9767/8515
Instrument	2025095198

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Dec 01, 2030
Change Frequency	6 Months
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.5%

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,746,800 (+10.63%) Land $866,000 Building $880,800	$1,746,800 (+10.63%) Land $866,000 Building $880,800
2025	$16,564.00 (+7.75%)	$1,579,000 (+19.62%) Land $805,000 Building $774,000	$1,579,000 (+19.62%) Land $805,000 Building $774,000
2024	$15,372.00 (-1.25%)
2023		$1,320,000 Land $715,000 Building $605,000	$1,320,000 Land $715,000 Building $605,000
2022	$15,567.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.