Otsego County and Oneonta City property record for 49 Center St, Oneonta, NY 13820
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 3,793 sqft · built 1973 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | Company Name on Record |
| Last Sale | $400,000 (Sep 2024) |
| Tax Bill | $8,880 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 361200 288.17-3-81 |
| Primary APN | 361200 288.17-3-81 |
|---|---|
| Alternative APNs |
|
| Units | 5 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,793 sqft Gross Area |
| Basement Area | 1,664 sqft |
| Unfinished Basement | 1,664 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 20,473 sqft (0.47 acres) |
| Lot Dimensions | 180 ft deep x 114 ft wide |
| Porch | Slab |
| Porch Area | 934 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 0309 |
|---|---|
| Street Address | 49 CENTER ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1441 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | 140 |
| Legal Block | 3 |
| Legal Lot Number | 81.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 591000 |
Source: Otsego County and Oneonta City records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 155 PEEBLES HILL RD, ONEONTA, NY 13820-4103 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2024 · Amount on Record |
| Deed Sale | Sep 6, 2024 · Amount on Record |
| Prior Sale | Jun 9, 2015 · Amount on Record |
| Deed Document Number | 20243525 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jun 4, 2026 |
| Property Address | 49 CENTER ST, ONEONTA, NY 13820-1441 |
| Document Number | 0000000573 |
| Instrument Date | May 14, 2026 |
| Instrument | 20262573 |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000002573, |
|---|---|
| Date | Jun 4, 2026 |
| Instrument | 20262573 |
| Name | DELAWARE NATIONAL BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,880.00 (+2.64%) | ||
| 2025 | $8,652.00 | $225,000 (-) Land $20,700 Building $204,300 | $316,901 (+14.08%) Land $29,155 Building $287,746 |
| 2023 | $225,000 Land $22,500 Building $202,500 | $277,778 Land $27,778 Building $250,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2006–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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