49 Capstone Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 49 Capstone Dr, Ringgold, GA 30736 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,274 sqft · built 2000
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$188,500 (Nov 2019)
Tax Bill	$2,577 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0040G027000`

Property Details

APN / Parcel Number

Primary APN	`0040G027000`
Alternative APNs	`0040G027` `20821`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,274 sqft Heated Area
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Architectural Style	Split Foyer
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)

Exterior Amenities

Porch	Finished/Screened Porch
Deck Area	174 sqft
Shed	1 Shed
Shed Area	128 sqft
Storage Building	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20821
Old Parcel Number	0040G027000
Street Address	49 CAPSTONE DR
City	RINGGOLD
State	GA
Zip	30736-2987
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 CHESTNUT RIDGE SUB
Legal Subdivision	CHESTNUT RIDGE
Legal Lot Number	27
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	1
Census Block	1033
Census Tract	30305

Owner

Source: Catoosa County records · APN 0040G027000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	49 CAPSTONE DR, RINGGOLD, GA 30736-2987
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2019	Grant Deed, Transfer · FHA Mortgage CENTERSTATE BK NA
Mar 23, 2018	Deed of Trust, Mortgage · Conventional with PMI REGIONS BK/NORCROSS GA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 15, 2019 · Amount on Record
Deed Sale	Nov 15, 2019 · Amount on Record
Prior Sale	Jun 17, 2010 · Amount on Record
Deed Document Number	0002020137
Deed Book / Page	2020 / 137
Last Transfer Date	Nov 18, 2019
Transfer Doc	0020200137
Record Updated	Jun 08, 2026

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CATOOSA GA
Recording Date	Nov 18, 2019
Property Address	49 CAPSTONE DR, RINGGOLD, GA 30736-2987
Document Number	0020200137
Book / Page	002020 / 000137
Instrument Date	Nov 15, 2019
Instrument	7962
Transaction Type	Transfer
Record Updated	Dec 04, 2019
Title Company	NORTHWEST GA LAND TITLE COMPANY INC, NORTHWEST GA LAND TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$188.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 CAPSTONE DR RINGGOLD GA 307362987, RINGGOLD, GA 30736-2987

Mortgage

Document Number	20200139
Date	Nov 18, 2019
Book Page	002020/000139
Instrument	7963

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	49 CAPSTONE DR, RINGGOLD, GA 30736-2987
Document Number	0019280035
Instrument Date	Mar 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 12, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	49 CAPSTONE DR RINGGOLD GA 307362987, RINGGOLD, GA 30736-2987

Mortgage

Document Number	0019280035
Date	Apr 04, 2018
Book Page	001928/000035

Lender

Name	REGIONS BK/NORCROSS GA
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 03, 2048

Tax Assessment & Valuation

Source: Catoosa County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Municipality	Ringgold City
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,577.00 (+13.22%)	$120,273 (+34.65%) Land $14,000 Building $106,273	$300,682 (+34.65%) Land $35,000 Building $265,682
2023	$2,276.00 (+22.1%)	$89,325 Land $12,000 Building $77,325	$223,312 Land $30,000 Building $193,312
2022	$1,864.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Catoosa County (13047C), updated September 12, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130470303051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 38% of the US · above 19% of Georgia
Wildfire Likelihood	About 1 in 1,449 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 65 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ringgold Telephone Company	Fiber	2,500 / 2,500
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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