49 Canfield Rd, Binghamton, NY 13904 Property Records

Broome County and Kirkwood Town property record for 49 Canfield Rd, Binghamton, NY 13904

Property Summary

Property Type	Rural Home
Details	4 bd · 1.5 ba · 1,400 sqft · built 1900
Lot Size	14.3 acres (625,086 sqft)
Owner	2 Individual Names on Record
Last Sale	$334,000 (Jun 2025)
Tax Bill	$1,939 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2025 Sale & Mortgage + 2 more
APN	`033400 147.01-2-16.1`

Property Details

APN / Parcel Number

Primary APN	`033400 147.01-2-16.1`
Alternative APNs	`340014700100020160010000` `34014800000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	800 sqft
Upper Floors Area	600 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	625,086 sqft (14.3 acres)
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	240 sqft
Patio Area	160 sqft
Shed	1 Shed
Canopy	160 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	34014800000
Street Address	49 CANFIELD RD
City	BINGHAMTON
State	NY
Zip	13904-3401
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Block	2
Legal Lot Number	16.001
Jurisdiction	BROOME NY
Township / Civil Division	KIRKWOOD
Census Block Group	2
Census Block	2002
Census Tract	12600

Owner

Source: Broome County and Kirkwood Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	300 DOOLITTLE RD, HARPURSVILLE, NY 13787-2128
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage SIDNEY FCU
Jun 30, 2025	Deed, Transfer · Conventional Mortgage SIDNEY FCU
Oct 25, 2024	Warranty Deed, Transfer · Conventional Mortgage SIDNEY FCU
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage VISIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Oct 25, 2024 · Amount on Record
Deed Document Number	202518124
Deed Book / Page	2796 / 674
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	49 CANFIELD RD, BINGHAMTON, NY 13904-3401
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 CAREFIELD ROAD, BINGHAMTON, NY 13904

Mortgage

Document Number	04247/1361
Date	Feb 4, 2026
Book Page	4247/1361
Instrument	202600004646

Lender

Name	SIDNEY FCU
Type	Credit Union
Address	SIDNEY, NY 13838

Agreement

Amount	Amount Recorded

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BROOME NY
Recording Date	Jun 30, 2025
Property Address	49 CANFIELD RD, BINGHAMTON, NY 13904-3401
Document Number	002796/674
Book / Page	2796 / 674
Instrument Date	Jun 30, 2025
Instrument	202500018124
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,336.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5565 STATE ROUTE 184, TROUT RUN, PA 17771-9396

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	300 DOOLITTLE RD, HARPURSVILLE, NY 13787-2128

Mortgage

Document Number	004218/563
Date	Jun 30, 2025
Book Page	4218/563
Instrument	202500018125

Lender

Name	SIDNEY FCU
Type	Credit Union
Address	SIDNEY, NY 13838

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROOME NY
Recording Date	Oct 25, 2024
Property Address	49 CANFIELD RD, BINGHAMTON, NY 13904-3401
Document Number	002773/513
Book / Page	2773 / 513
Instrument Date	Oct 18, 2024
Instrument	202400022890
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49 CANFIELD RD, BINGHAMTON, NY 13904-3401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5565 STATE ROUTE 184, TROUT RUN, PA 17771-9396

Mortgage

Document Number	202400022891
Date	Oct 25, 2024
Instrument	202400022891

Lender

Name	SIDNEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.5%
Index	1-Year T-Bill
Max Rate	10.5%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	49 CANFIELD RD, BINGHAMTON, NY 13904-3401
Transaction Type	Mortgage
Record Updated	Dec 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 CANFIELD RD, BINGHAMTON, NY 13904-3401

Mortgage

Document Number	004063/458
Date	Jan 25, 2022
Book Page	4063/458
Instrument	202200001960

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

Source: Broome County and Kirkwood Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Kirkwood Town
Unified School District	Windsor Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,939.00 (-20.17%) Homeowner's exemption
2025	$2,429.00 (-1.66%) Homeowner's exemption	$58,500 (-) Land $19,500 Building $39,000	$107,800 (+12.41%) Land $35,933 Building $71,867
2024	$2,470.00
2023		$58,500 Land $19,500 Building $39,000	$95,902 Land $31,967 Building $63,935

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1978–1981)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Feb 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Zeta Broadband Fixed Wireless	400 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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