1. Home
  2. New York
  3. Erie County
  4. Lancaster
  5. Cambria St

49 Cambria St, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 49 Cambria St, Lancaster, NY 14086 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,757 sqft · built 1957
Lot Size0.166 acres (7,200 sqft)
OwnerIndividual Name on File
Last Sale$116,500 (Feb 2005)
Tax Bill$4,528 (2025)
Deeds & MortgagesMar 2024 Second Mortgage
Dec 2022 Second Mortgage
Flood ZoneZone X (minimal risk)
APN145203 104.16-10-25

Property Details

APN / Parcel Number

Primary APN145203 104.16-10-25
Alternative APN
  • 52031041600010025000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,757 sqft Living Area
1st Floor Area1,004 sqft
Upper Floors Area753 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleCape Cod
Exterior MaterialBrick
Lot Area7,200 sqft (0.166 acres)
Lot Dimensions119 ft deep x 60 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address49 CAMBRIA ST
CityLANCASTER
StateNY
Zip14086-1907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSC10 1020 21 22 6O X 119.3
Legal SubdivisionCENTRAL PARK TRACT
Legal Block10
Legal Lot Number25.000
JurisdictionERIE NY
Township / Civil DivisionLANCASTER
Census Block Group3
Census Block3003
Census Tract14400

Owner

Source: Erie County and Lancaster Town records · APN 145203 104.16-10-25

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address49 CAMBRIA ST, LANCASTER, NY 14086-1907
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
UTILITIES EMPLOYEES CU
Dec 02, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
UTILITIES EMPLOYEES CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 08, 2005 · Amount on Record
Deed SaleFeb 08, 2005 · Amount on Record
Deed Document Number20051568
Deed Book / Page11090 / 6501
Record UpdatedJun 08, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address49 CAMBRIA ST, LANCASTER, NY 14086-1907
Transaction TypeMortgage
Record UpdatedApr 17, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 CAMBRIA ST, LANCASTER, NY 14086-1907
InvestorPossibly a Property Investor

Mortgage

Document Number0141211526
DateMar 19, 2024
Book Page14121/1526
Instrument2024044258
Lender
NameUTILITIES EMPLOYEES CU
TypeCredit Union
AddressREADING, PA 19610
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueMar 17, 2034

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address49 CAMBRIA ST, LANCASTER, NY 14086-1907
Transaction TypeMortgage
Record UpdatedFeb 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 CADBRIA ST, LANCASTER, NY 14086-1907

Mortgage

Document Number0140763217
DateDec 02, 2022
Book Page14076/3217
Instrument2022225260
Lender
NameUTILITIES EMPLOYEES CU
TypeCredit Union
AddressREADING, PA 19610
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term59 Months
DueNov 05, 2027

Tax Assessment & Valuation

Source: Erie County and Lancaster Town records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionLancaster Town
MunicipalityLancaster Village
Unified School DistrictLancaster Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,528.00 (-21.9%)$175,000 (-) Land $24,600 Building $150,400$273,438 (+12.48%) Land $38,438 Building $235,000
2024$5,798.00 Homeowner's exemption$175,000 (-) Land $24,600 Building $150,400$243,100 (+4.2%) Land $34,173 Building $208,927
2023Homeowner's exemption$175,000 Land $24,600 Building $150,400$233,300 Land $32,795 Building $200,505

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Erie County (36029C), updated November 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360290144003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies7 in force
Nearby Flood Claims2 (1996–2004)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2004, other causes

Wildfire

Wildfire RiskLow
above 1% of the US · above 1% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 462 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
GoNetspeedFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Cambria St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures