49 Bunker Hl, Saint Charles, MO 63303 Property Records

St. Charles County property record for 49 Bunker Hl, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,388 sqft · built 1978
Lot Size	0.154 acres (6,713 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Oct 2023)
Tax Bill	$4,696 (2025)
Deeds & Mortgages	Oct 2023 Sale Jul 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`450000B059`

Property Details

APN / Parcel Number

Primary APN	`450000B059`
Alternative APN	`3-0118-5195-00-0195.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,388 sqft Living Area
Gross Area	4,868 sqft
1st Floor Area	2,184 sqft
Basement Area	2,184 sqft
Finished Basement	1,204 sqft
Unfinished Basement	980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	6,713 sqft (0.154 acres)
Lot Dimensions	137 ft deep x 49 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	180 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	450000B059
Street Address	49 BUNKER HL
City	SAINT CHARLES
State	MO
Zip	63303-6101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AB8
Legal Description	HERITAGE #6 LOT 195
Legal Subdivision	HERITAGE #6
Legal Lot Number	195
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	1
Census Block	1001
Census Tract	311146

Owner

49 Bunker Hl is owned and occupied by an individual who bought it in October 2023.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	49 BUNKER HL, SAINT CHARLES, MO 63303-6101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Warranty Deed, Transfer
Jul 13, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2023 · Amount on File
Deed Sale	Oct 11, 2023 · Amount on File
Prior Sale	Jul 13, 2023
Deed Document Number	202341693
Prior Transfer Date	Jul 11, 2023
Prior Transfer Doc	0000027711
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 11, 2023
Property Address	49 BUNKER HL, SAINT CHARLES, MO 63303-6101
Document Number	0000041693
Map Reference	MB 20 PG 12
Instrument Date	Oct 2, 2023
Instrument	2023R-041693
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1136 EDGCUMBE RD, SAINT PAUL, MN 55105-2830

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 BUNKER HL, SAINT CHARLES, MO 63303-6101

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 13, 2023
Property Address	49 BUNKER HL, SAINT CHARLES, MO 63303-6101
Document Number	0000027711
Map Reference	MB 20 PG 12
Instrument Date	Jul 11, 2023
Instrument	2023R-027711
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	49 BUNKER HL, SAINT CHARLES, MO 63303-6101

Tax Assessment & Valuation

The 2025 property tax bill for 49 Bunker Hl was $4,696.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,310 (-)	$412,160 (-) Land $80,000 Building $332,160
2025	$4,696.00	$78,310	$412,160 Land $80,000 Building $332,160
2023		$69,392 (+20.11%)
2022	$3,852.00	$57,772	$365,221 (+20.11%) Land $70,000 Building $295,221
2021			$304,061 Land $70,000 Building $234,061

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 49 Bunker Hl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Bunker Hl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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