Flagler County property record for 49 Biscayne Dr, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,208 sqft · built 2019 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $259,700 (Mar 2019) |
| Tax Bill | $4,742 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7035-01160-0020 |
| Primary APN | 07-11-31-7035-01160-0020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,208 sqft Heated Area |
| Gross Area | 2,844 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Driveway |
| Driveway Area | 450 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 49 BISCAYNE DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-3708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECT 35 BLK 116 LOT 2 OR 230 PG 879 OR 690 PG 908-DC OR 751 PG 177 OR 851 PG 1585 OR 1094 PG 1632 OR 1784/1769 OR |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 116 |
| Legal Lot Number | 2 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 60215 |
49 Biscayne Dr is owned and occupied by an individual who bought it in March 2019.
Source: Flagler County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 49 BISCAYNE DR, PALM COAST, FL 32137-3708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jun 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING |
| Oct 29, 2019 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Mar 28, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Apr 20, 2017 | Warranty Deed, Transfer AVIS TITLE INSURANCE, AVIS TITLE INS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2019 · Amount on File |
| Deed Sale | Mar 28, 2019 · Amount on File |
| Prior Sale | Jun 3, 2004 · Amount on File |
| Deed Document Number | 2019010872 |
| Deed Book / Page | 2344 / 1475 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 49 BISCAYNE DR, PALM COAST, FL 32137-3708 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 49 BISCAYNE DR, PALM COAST, FL 32137-3708 |
| Document Number | 0025791686 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 2579/1686 |
| Instrument | 2021036252 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | RECTORTOWN, VA 20140 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 49 BISCAYNE DR, PALM COAST, FL 32137-3708 |
| Document Number | 0024540074 |
| Instrument Date | Jun 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Title Company | FIRST INTEGRITY TITLE, FITCO-FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 49 BISCAYNE DR PALM COAST FL 321373708, PALM COAST, FL 32137-3708 |
| Document Number | 0024540074 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 002454/000074 |
| Instrument | 24408 |
| Name | AMERICAN FINANCING |
|---|---|
| Type | Funding / Finance Company |
| Address | AURORA, CO 80014 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 49 BISCAYNE DR, PALM COAST, FL 32137-3708 |
| Document Number | 0024021831 |
| Instrument Date | Oct 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 49 BISCAYNE DR PALM COAST FL 321373708, PALM COAST, FL 32137-3708 |
| Document Number | 0024021831 |
|---|---|
| Date | Dec 4, 2019 |
| Book Page | 002402/001831 |
| Instrument | 44983 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 3, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 28, 2019 |
| Property Address | 49 BISCAYNE DR, PALM COAST, FL 32137-3708 |
| Document Number | 0023441475 |
| Book / Page | 2344 / 1475 |
| Map Reference | MB 11 PG 20 |
| Instrument Date | Mar 27, 2019 |
| Instrument | 2019010872 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | AVIS TITLE INS AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,817.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 185 CYPRESS POINT PKWY # PKWY7, 185, PALM COAST, FL 32164-8407 |
| Name | Verified Name |
|---|---|
| Address | 8149 HOOKER ST, WESTMINSTER, CO 80031-4122 |
| Document Number | 2019010873 |
|---|---|
| Date | Mar 28, 2019 |
| Instrument | 2019010873 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 20, 2017 |
| Property Address | 49 BISCAYNE DR, PALM COAST, FL 32137-3708 |
| Document Number | 0022000369 |
| Book / Page | 002200 / 000369 |
| Instrument Date | Apr 14, 2017 |
| Instrument | 13946 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2017 |
| Title Company | AVIS TITLE INSURANCE, AVIS TITLE INS |
| Amount | Amount on Record |
|---|---|
| Tax | $66.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 185 CYPRESS POINT PKWY #7 PALM COAST FL 321648407, 7, PALM COAST, FL 32164-8407 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 49 Biscayne Dr was $4,742 with a homeowner's exemption.
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,742.00 Homeowner's exemption | $304,109 Land $55,000 Building $249,109 | $304,109 Land $55,000 Building $249,109 |
| 2023 | $4,917.00 (-0.26%) Homeowner's exemption | $308,129 (+2.09%) Land $46,000 Building $262,129 | $308,129 (+2.09%) Land $46,000 Building $262,129 |
| 2022 | $4,930.00 Homeowner's exemption | $301,826 Land $48,000 Building $253,826 | $301,826 Land $48,000 Building $253,826 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49 Biscayne Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 49 Biscayne Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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