49 Berna Ave, Napa, CA 94559 Property Records

Napa County property record for 49 Berna Ave, Napa, CA 94559

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,340 sqft · built 1916
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$1,075,000 (May 2018)
Tax Bill	$14,501 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`045-143-007-000`

Property Details

APN / Parcel Number

Primary APN	`045-143-007-000`
Alternative APNs	`045-143-007` `04514124`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	2,340 sqft Living Area

Exterior

Year Built	Built 1916
Effective Year Built	Effective 2012
Construction Type	Wood
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Garage Area	533 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Old Parcel Number	045-143-007
Street Address	49 BERNA AVE
City	NAPA
State	CA
Zip	94559-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI5
Legal Subdivision	BAURS SUB
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	2
Census Block	2026
Census Tract	200400

Owner

Source: Napa County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	49 BERNA AVE, NAPA, CA 94559-2037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 16, 2018	Grant Deed, Transfer · Conventional Mortgage HOMESTREET BANK
May 10, 2018	Deed of Trust, Mortgage · Line of Credit HOMESTREET BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2018 · Amount on Record
Deed Sale	May 16, 2018 · Amount on Record
Prior Sale	Feb 20, 2015 · Amount on Record
Deed Document Number	20189703
Prior Transfer Date	Oct 8, 1998
Prior Transfer Doc	0000031936
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	49 BERNA AVE, NAPA, CA 94559-2037
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023845
Date	Nov 19, 2019
Instrument	2019-0023845

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	49 BERNA AVE, NAPA, CA 94559-2037
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 BERNA AVE, NAPA, CA 94559-2037

Mortgage

Document Number	0000023029
Date	Sep 14, 2020
Instrument	2020-0023029

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	May 16, 2018
Property Address	49 BERNA AVE, NAPA, CA 94559-2037
Document Number	0000009703
Map Reference	MB2 PG10
Instrument Date	May 14, 2018
Instrument	2018-0009703
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE CO OF N

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 BERNA AVE, NAPA, CA 94559-2037

Mortgage

Document Number	0000009704
Date	May 16, 2018
Instrument	2018-0009704

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Mortgage

Document Number	0000009705
Date	May 16, 2018
Instrument	2018-0009705

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	49 BERNA AVE, NAPA, CA 94559-2037
Document Number	0000009705
Instrument Date	May 10, 2018
Transaction Type	Mortgage
Record Updated	May 25, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29670 STRAWBERRY HILL DR AGOURA HILLS CA 913014001, AGOURA HILLS, CA 91301-4001

Mortgage

Document Number	0000009705
Date	May 16, 2018
Instrument	9705

Lender

Name	HOMESTREET BK
Type	Bank
Address	SEATTLE, WA 98101-2326

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 15, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Napa County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,501.00 (+5.29%) Homeowner's exemption	$1,223,161 (+4.04%) Land $398,238 Building $824,923	$1,223,161 Land $398,238 Building $824,923
2023	$13,772.00 (+1.42%) Homeowner's exemption	$1,175,667 Land $382,775 Building $792,892
2022	$13,579.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1986–2005)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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