49 Benson Ct, Front Royal, VA 22630 Property Records

Warren County property record for 49 Benson Ct, Front Royal, VA 22630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,000 sqft · built 2007
Lot Size	1.24 acres (54,232 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Sep 2020)
Tax Bill	$2,087 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15/E/1/1/222/A`

Property Details

APN / Parcel Number

Primary APN	`15/E/1/1/222/A`
Alternative APN	`4603`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
Gross Area	2,488 sqft
1st Floor Area	1,000 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Unfinished Basement	1,000 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2014
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	54,232 sqft (1.24 acres)
Terrain	Rolling
Deck Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	4603
Old Parcel Number	15E 1 1 222A
Street Address	49 BENSON CT
City	FRONT ROYAL
State	VA
Zip	22630-3258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	L222A SHEN FARMS MT LAKE SEC 1 COMB L 221 222 223 LR07-7648
Legal Subdivision	SHENANDOAH FARMS SAN DIST
Legal Lot Number	221-223
Jurisdiction	WARREN VA
Township / Civil Division	SHENANDOAH
Census Block Group	2
Census Block	2014
Census Tract	20102

Owner

49 Benson Ct is owned by two individuals who bought it in September 2020.

Source: Warren County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11710 CEDAR CREEK CT, SPOTSYLVANIA, VA 22551-4688
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Commercial Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 14, 2020	Deed, Transfer · Commercial Mortgage CITY NATIONAL BANK OF WEST VIRGINIA
Feb 27, 2018	Gift Deed, Transfer · VA Mortgage CLEARPATH LENDING
Jun 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2020 · Amount on File
Deed Sale	Sep 14, 2020 · Amount on File
Deed Document Number	20206340
Prior Transfer Date	Feb 15, 2018
Prior Transfer Doc	0000000901
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	49 BENSON CT, FRONT ROYAL, VA 22630-3258
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210001771
Date	Mar 1, 2021
Instrument	210001771

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN VA
Recording Date	Sep 14, 2020
Property Address	49 BENSON CT, FRONT ROYAL, VA 22630-3258
Document Number	200006340
Map Reference	MB 3 PG 153
Instrument Date	Sep 2, 2020
Instrument	200006340
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 CLARION DR, FALMOUTH, VA 22405-2866

Mortgage

Document Number	200006341
Date	Sep 14, 2020
Instrument	200006341

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2018: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	WARREN VA
Recording Date	Feb 27, 2018
Property Address	49 BENSON CT, FRONT ROYAL, VA 22630-3258
Document Number	180000901
Map Reference	MB 3 PG 153
Instrument Date	Feb 15, 2018
Instrument	180000901
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	VANTAGE POINT TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 BENSON CT, FRONT ROYAL, VA 22630-3258

Mortgage

Document Number	180000902
Date	Feb 27, 2018
Instrument	180000902

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	49 BENSON CT, FRONT ROYAL, VA 22630-3258
Transaction Type	Mortgage
Record Updated	Oct 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 170003081
Date	Jun 13, 2017
Instrument	170003081

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 49 Benson Ct was $2,087, up 18.8% from the year before.

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,087.00 (+18.78%)	$366,900 (-) Land $66,500 Building $300,400
2025	$1,757.00 (+25.05%)	$366,900 (+27.93%) Land $66,500 Building $300,400	$366,900 (+27.93%) Land $66,500 Building $300,400
2024	$1,405.00	$286,800 (-) Land $46,000 Building $240,800	$286,800 (-) Land $46,000 Building $240,800
2023		$286,800 Land $46,000 Building $240,800	$286,800 Land $46,000 Building $240,800
2022	$1,405.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Benson Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	3 (2003–2018)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Benson Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 61% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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