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49 Bennett St S, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 49 Bennett St S, Gloucester, MA 01930

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,680 sqft · built 1997
Lot Size1.34 acres (58,370 sqft)
Owner2 Individual Names on File
Last Sale$52,900 (May 1997)
Tax Bill$6,466 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Jul 2020 Refinance
Flood ZoneZone X (minimal risk)
APNGLOU M:0115 B:0061 L:0000

Property Details

APN / Parcel Number

Primary APNGLOU M:0115 B:0061 L:0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,680 sqft Living Area
Gross Area3,744 sqft
1st Floor Area1,120 sqft
Basement Area1,120 sqft
Unfinished Basement1,120 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area58,370 sqft (1.34 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address49 BENNETT ST S
CityGLOUCESTER
StateMA
Zip01930-1357
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-40
Legal Block61
JurisdictionGLOUCESTER MA
Township / Civil DivisionGLOUCESTER
Census Block Group2
Census Block2022
Census Tract221100

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0115 B:0061 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address49 BENNETT ST S, GLOUCESTER, MA 01930-1357
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Jul 07, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Jul 21, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 02, 1997 · Amount on Record
Deed SaleMay 02, 1997 · Amount on Record
Deed Book / Page14088 / 412
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address49 BENNETT ST S, GLOUCESTER, MA 01930-1357
Transaction TypeMortgage
Record UpdatedJul 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041050-418
DateJul 07, 2022
Book Page41050/418
Instrument20220707000330
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueAug 01, 2047
Interest
Rate TypeAdjustable Rate

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address49 BENNETT ST S, GLOUCESTER, MA 01930-1357
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38735-152
DateJul 21, 2020
Book Page38735/152
Instrument20200721004990
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityGloucester City
Unified School DistrictGloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,466.00 (-0.37%)$665,200 (-0.27%) Land $236,900 Building $428,300
2024$6,490.00 (+3.23%)$667,000 (+12.35%) Land $225,600 Building $441,400$1,200,515
2023$6,287.00$593,700 Land $201,300 Building $392,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies39 units insured
incl. 3 condo units
Nearby Flood Claims27 (1978–2024)
Claims Outside the SFHA3 of 27
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Severe Storms And Flooding, Apr 2010 · 3 claims
  • Coastal Storm, Oct 1991 · 3 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 5 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

Based on FCC filings for 134 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemGLOUCESTER PUBLIC UTILITY DIVISION
serves 37,440 people
Water SourceSurface water
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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