Essex County and Bloomfield Township property record for 49 Bell St, Bloomfield, NJ 07003
| Property Type | Single Family Home |
|---|---|
| Details | 1,456 sqft · built 1927 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $760,000 (Sep 2026) |
| Tax Bill | $14,821 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Sep 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00964-0000-00008 |
| Primary APN | 02-00964-0000-00008 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Old Parcel Number | 020096400008 |
|---|---|
| Street Address | 49 BELL ST |
| City | BLOOMFIELD |
| State | NJ |
| Zip | 07003-4135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | 40 X 125 |
| Legal Subdivision | WATCHUNG HEIGHTS |
| Legal Block | 964 |
| Legal Lot Number | 8 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 15000 |
49 Bell St is owned and occupied by two individuals who bought it in September 2026.
Source: Essex County and Bloomfield Township records, as of October 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 49 BELL ST, BLOOMFIELD, NJ 07003-4135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2026 | Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORPORATION |
| Sep 26, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Mar 31, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Feb 11, 2020 | Quit Claim Deed, Transfer BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2026 · Amount on File |
| Deed Sale | Sep 28, 2026 · Amount on File |
| Prior Sale | Dec 22, 2010 · Amount on File |
| Deed Document Number | 202664032 |
| Prior Transfer Date | Dec 26, 2019 |
| Prior Transfer Doc | 0000016425 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Sep 28, 2026 |
| Property Address | 49 BELL ST, BLOOMFIELD, NJ 07003-4135 |
| Document Number | 0000064032 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 202664032 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2026 |
| Title Company | MUNDUS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $76,760.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 BELL ST, BLOOMFIELD, NJ 07003-4135 |
| Document Number | 0000064033, |
|---|---|
| Date | Sep 28, 2026 |
| Instrument | 202664033 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 49 BELL ST, BLOOMFIELD, NJ 07003-4135 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | BLANK |
| Name | Verified Name |
|---|
| Document Number | 0000085489 |
|---|---|
| Date | Sep 26, 2017 |
| Instrument | 2017085489 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 6, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 49 BELL ST, BLOOMFIELD, NJ 07003-4135 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|
| Document Number | 0000039708 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 2021039708 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 10, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Feb 11, 2020 |
| Property Address | 49 BELL ST, BLOOMFIELD, NJ 07003-4135 |
| Document Number | 0000016425 |
| Instrument Date | Dec 26, 2019 |
| Instrument | 16425 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 BELL ST BLOOMFIELD NJ 070034135, BLOOMFIELD, NJ 07003-4135 |
| Document Number | 16426 |
|---|---|
| Date | Feb 11, 2020 |
| Instrument | 16426 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 10, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
The 2025 property tax bill for 49 Bell St was $14,821, up 6.1% from the year before.
Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Bloomfield Township |
| Unified School District | Bloomfield Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $424,800 (-) Land $157,700 Building $267,100 | $424,800 (-) Land $157,700 Building $267,100 | |
| 2025 | $14,821.00 (+6.14%) | $424,800 Land $157,700 Building $267,100 | $424,800 Land $157,700 Building $267,100 |
| 2024 | $13,964.00 | ||
| 2023 | $411,700 | $424,800 Land $157,700 Building $267,100 | |
| 2022 | $13,182.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49 Bell St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 15 units insured incl. 9 condo units |
| Nearby Flood Claims | 7 (1985–2021) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 49 Bell St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001 |
|---|---|
| Water Source | Purchased surface water from NEWARK WATER DEPARTMENT |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2022 Lead service line replacement Jan 2022 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 834 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures