49 Begonia Dr, Covington, LA 70433 Property Records

St. Tammany Parish property record for 49 Begonia Dr, Covington, LA 70433 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details2,038 sqft · built 1994
OwnerIndividual Name on File
Last Sale$215,000 (May 2013)
Tax Bill$2,257 (2025)
Deeds & MortgagesSep 2020 Mortgage
Oct 2020 Mortgage
APN104-000-4448

Property Details

APN / Parcel Number

Primary APN104-000-4448
Alternative APN
  • 5327

Interior

Building Area2,038 sqft Living Area

Exterior

Year BuiltBuilt 1994
Total Buildings2 Buildings

Location & Zoning

Old Parcel Number104-000-4448
Street Address49 BEGONIA DR
CityCOVINGTON
StateLA
Zip70433-9103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFLOWER ESTATES LT368
Legal SubdivisionFLOWER ESTATES
Legal Lot Number368
JurisdictionSAINT TAMMANY LA
Township / Civil Division1
Census Block Group1
Census Block1016
Census Tract40601

Owner

Source: St. Tammany Parish records · APN 104-000-4448

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address49 BEGONIA DR, COVINGTON, LA 70433-9103
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
HERITAGE BANK
Oct 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
HERITAGE BANK ST TAMMANY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 20, 2013 · Amount on Record
Deed SaleMay 20, 2013 · Amount on Record
Prior SaleDec 29, 2010 · Amount on Record
Deed Document Number1900746
Record UpdatedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT TAMMANY LA
Property Address49 BEGONIA DR, COVINGTON, LA 70433-9103
Transaction TypeMortgage
Record UpdatedApr 06, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002227039
DateSep 17, 2020
Instrument2227039
Lender
NameHERITAGE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050
Interest
Rate TypeFixed Rate

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT TAMMANY LA
Property Address49 BEGONIA DR, COVINGTON, LA 70433-9103
Transaction TypeMortgage
Record UpdatedApr 06, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002231642
DateOct 13, 2020
Instrument2231642
Lender
NameHERITAGE BANK ST TAMMANY
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Tammany Parish
Unified School DistrictSt. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,257.00 (-2.42%) Homeowner's exemption$29,349 (-) Land $5,000 Building $24,349$293,489 (-) Land $50,000 Building $243,489
2024$2,313.00 (+12.5%) Homeowner's exemption$29,349 (+25.61%) Land $5,000 Building $24,349$293,489 (+25.61%) Land $50,000 Building $243,489
2023$2,056.00 Homeowner's exemption$23,366 (-) Land $5,000 Building $18,366$233,660 (-) Land $50,000 Building $183,660
2022$2,056.00 Homeowner's exemption$23,366 Land $5,000 Building $18,366$233,660 Land $50,000 Building $183,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 221030406011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records
Flood Insurance CostPremium on Record
median of 176 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies176 in force
135 of 176 on primary residences
Nearby Flood Claims123 (1983–2021)
Claims Outside the SFHA38 of 123
Most Recent ClaimAug 2021, rainfall accumulation, Hurricane Ida
Flood Events
  • Severe Storms And Flooding (Aug 2016), 38 claims
  • Hurricane Isaac (Sep 2012), 18 claims
  • Hurricane Katrina (Aug 2005), 21 claims

Wildfire

Wildfire RiskModerate
above 45% of the US · above 71% of Louisiana
Wildfire LikelihoodAbout 1 in 1,695 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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