49 Bear Mountain Rd, Ringwood, NJ 07456 Property Records

Passaic County and Ringwood Borough property record for 49 Bear Mountain Rd, Ringwood, NJ 07456

Property Summary

Property Type	Single Family Home
Details	2,412 sqft · built 1960
Lot Size	0.418 acres (18,199 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Aug 2019)
Tax Bill	$13,450 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jan 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-00862-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`11-00862-0000-00016`
Alternative APN	`110086200016`

Interior

Stories	2 Stories
Building Area	2,412 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	18,199 sqft (0.418 acres)
Lot Dimensions	182 ft deep x 100 ft wide

Location & Zoning

Street Address	49 BEAR MOUNTAIN RD
City	RINGWOOD
State	NJ
Zip	07456-2901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	862
Legal Lot Number	16
Jurisdiction	PASSAIC NJ
Township / Civil Division	RINGWOOD
Census Block Group	1
Census Block	1001
Census Tract	216701

Owner

Source: Passaic County and Ringwood Borough records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49 BEAR MOUNTAIN RD, RINGWOOD, NJ 07456-2901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Jan 15, 2021	Grant Deed, Transfer BELMONT TITLE AND SETTLEMENT SERVICES, BELMONT TITLE & SETTLEMENT SVC
Aug 29, 2019	Grant Deed, Transfer · Construction Mortgage ALPHA LOAN SERVICING LLC
Feb 22, 2018	Trustee's Deed, Transfer FIRST FINANCIAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2019 · Amount on Record
Deed Sale	Aug 29, 2019 · Amount on Record
Deed Document Number	201938312
Deed Book / Page	3645 / 251
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	49 BEAR MOUNTAIN RD, RINGWOOD, NJ 07456-2901
Transaction Type	Mortgage
Record Updated	Mar 4, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004075
Date	Feb 4, 2026
Book Page	M19778/143
Instrument	2026004075

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jan 15, 2021
Property Address	49 BEAR MOUNTAIN RD, RINGWOOD, NJ 07456-2901
Document Number	0000004210
Book / Page	003949 / 000138
Instrument Date	Jan 8, 2021
Instrument	4210
Transaction Type	Transfer
Record Updated	Apr 20, 2021
Title Company	BELMONT TITLE AND SETTLEMENT SERVICES, BELMONT TITLE & SETTLEMENT SVC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 BEAR MOUNTAIN RD RINGWOOD NJ 074562901, RINGWOOD, NJ 07456-2901

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Aug 29, 2019
Property Address	49 BEAR MOUNTAIN RD, RINGWOOD, NJ 07456-2901
Document Number	0000038312
Book / Page	003645 / 000251
Instrument Date	May 15, 2019
Instrument	38312
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	MAX TITLE AGENCY LLC, MAX TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	28 WASHINGTON AVE RUTHERFORD NJ 070701238, RUTHERFORD, NJ 07070-1238

Mortgage

Document Number	38313
Date	Aug 29, 2019
Book Page	015682/000208
Instrument	38313

Lender

Name	ALPHA LOAN SERVICING LLC
Type	Bank
Address	SHREWSBURY, NJ 07702

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	PASSAIC NJ
Recording Date	Feb 22, 2018
Property Address	49 BEAR MOUNTAIN RD, RINGWOOD, NJ 07456-2901
Document Number	0000009049
Book / Page	003255 / 000052
Instrument Date	Jan 16, 2018
Instrument	9049
Transaction Type	Transfer
Record Updated	Mar 26, 2018
Title Company	FIRST FINANCIAL TITLE

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3476 STATEVIEW BOULEVARD MAC #X7801 FORT MILL SC 29715, X7801, FORT MILL, SC 29715
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Passaic County and Ringwood Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Ringwood Borough
Secondary School District	Lakeland Regional School District (09 - 12)
Elementary School District	Ringwood Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,800 (-) Land $158,500 Building $157,300	$315,800 (-) Land $158,500 Building $157,300
2025	$13,450.00 (+2.3%)	$315,800 (-) Land $158,500 Building $157,300	$315,800 (-) Land $158,500 Building $157,300
2024	$13,147.00 (+5%)
2023		$315,800 Land $158,500 Building $157,300	$315,800 Land $158,500 Building $157,300
2022	$12,521.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGWOOD WATER DEPARTMENT serves 9,327 people · EPA ID NJ1611002
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Jun 2022
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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