49 Beach St, Dennis, MA 02638 Property Records

Barnstable County and Dennis Town property record for 49 Beach St, Dennis, MA 02638

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,344 sqft · built 1969
Lot Size	0.81 acres (35,284 sqft)
Owner	Individual Name on Record
Last Sale	$740,000 (Feb 2021)
Tax Bill	$3,851 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jul 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`DENN M:000328 P:013-000`

Property Details

APN / Parcel Number

Primary APN	`DENN M:000328 P:013-000`
Alternative APNs	`M:000328 P:000013` `13377`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	2,884 sqft
1st Floor Area	1,344 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	35,284 sqft (0.81 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	13377
Street Address	49 BEACH ST
City	DENNIS
State	MA
Zip	02638-1934
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	DENNIS MA
Township / Civil Division	DENNIS
Census Block Group	1
Census Block	1000
Census Tract	11300

Owner

Source: Barnstable County and Dennis Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25 NEW CHARDON ST, BOSTON, MA 02114
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Line of Credit BOSTON FIREFIGHTERS CREDIT UNION
Jul 25, 2022	Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO
Mar 21, 2024	Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO
Feb 18, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKLAND TRUST CO
Mar 23, 2017	Quit Claim Deed, Transfer DAWN DONOVAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2021 · Amount on Record
Deed Sale	Feb 18, 2021 · Amount on Record
Prior Sale	Mar 23, 2017 · Amount on Record
Deed Book / Page	33802 / 132
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENNIS MA
Property Address	49 BEACH ST, DENNIS, MA 02638-1934
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	034955-274
Date	Mar 7, 2022
Book Page	34955/274
Instrument	12028

Lender

Name	BOSTON FIREFIGHTERS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2042

Interest

Rate Type	Adjustable Rate

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENNIS MA
Property Address	49 BEACH ST, DENNIS, MA 02638-1934
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035267-192
Date	Jul 25, 2022
Book Page	35267/192
Instrument	37468

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	541 Months
Due	Aug 1, 2067

Interest

Rate Type	Adjustable Rate

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENNIS MA
Property Address	49 BEACH ST, DENNIS, MA 02638-1934
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036272-157
Date	Mar 21, 2024
Book Page	36272/157
Instrument	10295

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DENNIS MA
Recording Date	Feb 18, 2021
Property Address	49 BEACH ST, DENNIS, MA 02638-1934
Document Number	33802-132
Book / Page	33802 / 132
Instrument Date	Jan 29, 2021
Instrument	11526
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 LINCOLN ST, MEDWAY, MA 02053-1652

Mortgage

Document Number	11527
Date	Feb 18, 2021
Instrument	11527

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DENNIS MA
Recording Date	Mar 23, 2017
Property Address	49 BEACH ST, DENNIS, MA 02638-1934
Document Number	30368-18
Book / Page	030368 / 000018
Instrument Date	Feb 28, 2017
Instrument	13738
Transaction Type	Transfer
Record Updated	Apr 11, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,164.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 BLUE FLAX LITTLETON CO 801272614, LITTLETON, CO 80127-2614

Mortgage

Document Number	30368-22
Date	Mar 23, 2017
Book Page	030368/000022
Instrument	13739

Lender

Name	DAWN DONOVAN

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Barnstable County and Dennis Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Dennis Town
Unified School District	Dennis-Yarmouth School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,851.00 (+4%)	$889,400 (+5.44%) Land $447,600 Building $441,800	$1,027,805
2024	$3,703.00 (+3.44%)	$843,500 (+10.02%) Land $430,500 Building $413,000
2023	$3,580.00	$766,700 Land $391,300 Building $375,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 individual policies
Nearby Flood Policies	57 units insured incl. 10 condo units
Nearby Flood Claims	15 (1978–2018)
Claims Outside the SFHA	8 of 15
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 2 claims Winter Coastal Storm, Dec 1992 · 2 claims Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENNIS WATER DISTRICT serves 65,000 people · EPA ID MA4075000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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