Monroe County property record for 49 Bay Dr, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,448 sqft · built 1988 |
| Lot Size | 0.384 acres (16,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,400,000 (Dec 2020) |
| Tax Bill | $14,216 (2024) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00160920-000000 |
| Primary APN | 00160920-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,448 sqft Living Area |
| 1st Floor Area | 1,448 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Wood |
| Construction Type | Concrete |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 16,750 sqft (0.384 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Pool Area | 480 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,508 sqft |
| Patio Area | 1,270 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1206491 |
|---|---|
| Old Parcel Number | 08672700160920000000 |
| Street Address | 49 BAY DR |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 6 LT 13 BAY POINT AMENDED PLAT SADDLEBUNCH KEYS PB3-75 OR60-484 OR520-904 OR853-1834 OR1918-2399 OR1950-1302 OR1950-1303 |
| Legal Range | 27E |
| Legal Township | 67S |
| Legal Section | 08 |
| Legal Subdivision | BAY POINT AMD PLAT |
| Legal Block | 6 |
| Legal Lot Number | 13 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 971600 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 49 BAY DR, KEY WEST, FL 33040-6114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2020 · Amount on Record |
| Deed Sale | Dec 23, 2020 · Amount on Record |
| Prior Sale | Oct 14, 2015 · Amount on Record |
| Deed Document Number | 2296370 |
| Deed Book / Page | 3064 / 2216 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Dec 23, 2020 |
| Property Address | 49 BAY DR, KEY WEST, FL 33040-6114 |
| Document Number | 0030642216 |
| Book / Page | 3064 / 2216 |
| Map Reference | MB 3 PG 75 |
| Instrument Date | Dec 18, 2020 |
| Instrument | 2296370 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 49 BAY DR, 49, KEY WEST, FL 33040-6114 |
| Name | Verified Name |
|---|---|
| Address | 49 BAY DR, KEY WEST, FL 33040-6114 |
| Document Number | 0030642218 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 3064/2218 |
| Name | NEXERA HOLDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,711,636 (-17.74%) | $1,715,030 (-17.58%) Land $1,200,206 Building $514,824 | |
| 2024 | $14,216.00 (-20.66%) | ||
| 2023 | $17,917.00 (+55.17%) Homeowner's exemption | $2,080,884 (+47.84%) Land $1,616,604 Building $464,280 | $2,080,884 (+47.84%) Land $1,616,604 Building $464,280 |
| 2022 | $11,547.00 | $1,407,497 Land $936,896 Building $470,601 | $1,407,497 Land $936,896 Building $470,601 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 537 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 537 in force |
| Nearby Flood Claims | 1,085 (1980–2022) |
| Claims Outside the SFHA | 1 of 1,085 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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