Hampden County and West Springfield Town City property record for 49 Baldwin St, West Springfield, MA 01089
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,978 sqft · built 1910 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $134,000 (Aug 2003) |
| Tax Bill | $3,753 (2026) |
| Deeds & Mortgages | Oct 2021 Refinance Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 124-00900-09-001 |
| Primary APN | 124-00900-09-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,978 sqft Living Area |
| Gross Area | 3,912 sqft |
| Basement Area | 899 sqft |
| Unfinished Basement | 899 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 124-00900-09-001 |
|---|---|
| Street Address | 49 BALDWIN ST |
| City | WEST SPRINGFIELD |
| State | MA |
| Zip | 01089-3880 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | BB1 |
| Legal Block | 900 |
| Legal Lot Number | 9 |
| Jurisdiction | WEST SPRINGFIELD MA |
| Township / Civil Division | WEST SPRINGFIELD TOWN |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 812300 |
49 Baldwin St, a duplex, is owned and occupied by an individual who bought it in August 2003.
Source: Hampden County and West Springfield Town City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 49 BALDWIN ST, WEST SPRINGFIELD, MA 01089-3880 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN INTERNET MORTGAGE INC |
| Aug 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOLYOKE CU |
| Jul 30, 2018 | Deed of Trust, Mortgage · Line of Credit HOLYOKE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2003 · Amount on File |
| Deed Sale | Aug 13, 2003 · Amount on File |
| Prior Sale | Nov 26, 1997 · Amount on File |
| Deed Document Number | 200315280 |
| Deed Book / Page | 13481 / 79 |
| Transfer Doc | 9273000007 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Property Address | 49 BALDWIN ST, WEST SPRINGFIELD, MA 01089-3880 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 24200-346 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 24200/346 |
| Instrument | 75318 |
| Name | AMERICAN INTERNET MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Property Address | 49 BALDWIN ST, WEST SPRINGFIELD, MA 01089-3880 |
| Document Number | 22803-63 |
| Instrument Date | Aug 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 49 BALDWIN ST WEST SPRINGFIELD MA 010893705, WEST SPRINGFIELD, MA 01089-3705 |
| Document Number | 22803-63 |
|---|---|
| Date | Aug 14, 2019 |
| Book Page | 022803/000063 |
| Instrument | 45659 |
| Name | HOLYOKE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 13, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Property Address | 49 BALDWIN ST, WEST SPRINGFIELD, MA 01089-3880 |
| Document Number | 22300-107 |
| Instrument Date | Jul 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 49 BALDWIN ST WEST SPRINGFIELD MA 010893705, WEST SPRINGFIELD, MA 01089-3705 |
| Document Number | 22300-107 |
|---|---|
| Date | Aug 3, 2018 |
| Book Page | 022300/000107 |
| Instrument | 45978 |
| Name | HOLYOKE CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 2, 2038 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 49 Baldwin St was $3,753, up 6.9% from the year before.
Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | West Springfield Town City |
| Unified School District | West Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,753.00 (+6.89%) | $267,700 (+13.38%) Land $93,300 Building $174,400 | $292,818 |
| 2025 | $3,511.00 (+0.4%) | $236,100 (-) Land $84,900 Building $151,200 | |
| 2024 | $3,497.00 (+6%) | $236,100 (+11.21%) Land $84,900 Building $151,200 | |
| 2023 | $3,299.00 | $212,300 Land $84,900 Building $127,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49 Baldwin St in Zone X, where a levee reduces flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 49 Baldwin St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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