Hampden County and West Springfield Town City property record for 49 Baldwin St, West Springfield, MA 01089
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,978 sqft · built 1910 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $134,000 (Aug 2003) |
| Tax Bill | $3,753 (2026) |
| Deeds & Mortgages | Oct 2021 Refinance Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 124-00900-09-001 |
| Primary APN | 124-00900-09-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,978 sqft Living Area |
| Gross Area | 3,912 sqft |
| Basement Area | 899 sqft |
| Unfinished Basement | 899 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 124-00900-09-001 |
|---|---|
| Street Address | 49 BALDWIN ST |
| City | WEST SPRINGFIELD |
| State | MA |
| Zip | 01089-3880 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | BB1 |
| Legal Block | 900 |
| Legal Lot Number | 9 |
| Jurisdiction | WEST SPRINGFIELD MA |
| Township / Civil Division | WEST SPRINGFIELD TOWN |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 812300 |
49 Baldwin St, a duplex, is owned and occupied by an individual who bought it in August 2003.
Source: Hampden County and West Springfield Town City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 49 BALDWIN ST, WEST SPRINGFIELD, MA 01089-3880 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN INTERNET MORTGAGE INC |
| Aug 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOLYOKE CU |
| Jul 30, 2018 | Deed of Trust, Mortgage · Line of Credit HOLYOKE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2003 · Amount on File |
| Deed Sale | Aug 13, 2003 · Amount on File |
| Prior Sale | Nov 26, 1997 · Amount on File |
| Deed Document Number | 200315280 |
| Deed Book / Page | 13481 / 79 |
| Transfer Doc | 9273000007 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Property Address | 49 BALDWIN ST, WEST SPRINGFIELD, MA 01089-3880 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 24200-346 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 24200/346 |
| Instrument | 75318 |
| Name | AMERICAN INTERNET MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Property Address | 49 BALDWIN ST, WEST SPRINGFIELD, MA 01089-3880 |
| Document Number | 22803-63 |
| Instrument Date | Aug 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 49 BALDWIN ST WEST SPRINGFIELD MA 010893705, WEST SPRINGFIELD, MA 01089-3705 |
| Document Number | 22803-63 |
|---|---|
| Date | Aug 14, 2019 |
| Book Page | 022803/000063 |
| Instrument | 45659 |
| Name | HOLYOKE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 13, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Property Address | 49 BALDWIN ST, WEST SPRINGFIELD, MA 01089-3880 |
| Document Number | 22300-107 |
| Instrument Date | Jul 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 49 BALDWIN ST WEST SPRINGFIELD MA 010893705, WEST SPRINGFIELD, MA 01089-3705 |
| Document Number | 22300-107 |
|---|---|
| Date | Aug 3, 2018 |
| Book Page | 022300/000107 |
| Instrument | 45978 |
| Name | HOLYOKE CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 2, 2038 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 49 Baldwin St was $3,753, up 6.9% from the year before.
Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | West Springfield Town City |
| Unified School District | West Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,753.00 (+6.89%) | $267,700 (+13.38%) Land $93,300 Building $174,400 | $292,818 |
| 2025 | $3,511.00 (+0.4%) | $236,100 (-) Land $84,900 Building $151,200 | |
| 2024 | $3,497.00 (+6%) | $236,100 (+11.21%) Land $84,900 Building $151,200 | |
| 2023 | $3,299.00 | $212,300 Land $84,900 Building $127,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49 Baldwin St in Zone X, where a levee reduces flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 49 Baldwin St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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