49 Albemarle St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 49 Albemarle St, Springfield, MA 01109

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,848 sqft · built 1913
Lot Size	0.112 acres (4,866 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Oct 2020)
Tax Bill	$4,128 (2026)
Deeds & Mortgages	May 2023 Mortgage Oct 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:00170 P:0055`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:00170 P:0055`
Alternative APN	`1700055`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,848 sqft Living Area
1st Floor Area	770 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	Colonial
Exterior Material	Wood Siding
Lot Area	4,866 sqft (0.112 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	1700055
Street Address	49 ALBEMARLE ST
City	SPRINGFIELD
State	MA
Zip	01109-3209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3011
Census Tract	801700

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49 ALBEMARLE ST, SPRINGFIELD, MA 01109-3209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Oct 16, 2020	Quit Claim Deed, Transfer · FHA Mortgage QUICKEN LOANS INC
Feb 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOLYOKE CU
Nov 27, 2019	Warranty Deed, Transfer NOT AVAILABLE
Aug 16, 2018	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2020 · Amount on Record
Deed Sale	Oct 16, 2020 · Amount on Record
Prior Sale	Nov 27, 2019 · Amount on Record
Deed Document Number	202060015
Deed Book / Page	23479 / 433
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	49 ALBEMARLE ST, SPRINGFIELD, MA 01109-3209
Transaction Type	Mortgage
Record Updated	May 19, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024995-12
Date	May 5, 2023
Book Page	24995/12
Instrument	20375

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jun 1, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Oct 16, 2020
Property Address	49 ALBEMARLE ST, SPRINGFIELD, MA 01109-3209
Document Number	23479-433
Book / Page	23479 / 433
Instrument Date	Oct 16, 2020
Instrument	60015
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	49 ALBEMARLE ST, SPRINGFIELD, MA 01109-3209

Mortgage

Document Number	60016
Date	Oct 16, 2020
Instrument	60016

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	49 ALBEMARLE ST, SPRINGFIELD, MA 01109-3209
Document Number	23099-287
Instrument Date	Feb 20, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	141 HAYNES RD AVON CT 060012928, AVON, CT 06001-2928

Mortgage

Document Number	23099-287
Date	Feb 24, 2020
Book Page	023099/000287
Instrument	10114

Lender

Name	HOLYOKE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Nov 27, 2019
Property Address	49 ALBEMARLE ST, SPRINGFIELD, MA 01109-3209
Document Number	22977-335
Book / Page	022977 / 000335
Instrument Date	Nov 8, 2019
Instrument	70488
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$484.76
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	141 HAYNES RD AVON CT 060012928, AVON, CT 06001-2928

August 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	SPRINGFIELD MA
Recording Date	Aug 16, 2018
Property Address	49 ALBEMARLE ST, SPRINGFIELD, MA 01109-3209
Document Number	22316-177
Book / Page	022316 / 000177
Instrument Date	Aug 2, 2018
Instrument	48593
Transaction Type	Foreclosure
Record Updated	Sep 4, 2018

Transaction

Amount	Amount Recorded
Tax	$738.11
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	440 S LA SALLE ST #2000 CHICAGO IL 606055011, 2000, CHICAGO, IL 60605-5011
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,128.00 (+11.6%)	$267,000 (+13.18%) Land $29,900 Building $237,100	$285,301 (+1.01%)
2025	$3,699.00 (+6.81%)	$235,900 (+16.15%) Land $29,900 Building $206,000	$282,435 (-8.07%)
2024			$307,230
2023	$3,463.00	$203,100 Land $27,200 Building $175,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1989 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 782 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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