Westerly Town property record for 49 2nd St, Westerly, RI 02891 · Last verified June 2026
| Property Type | Residential > Specialized > Seasonal, Cabin, Vacation |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1940 |
| Square Footage | 980 sqft Living Area |
| Lot Size | 11,307 sqft (0.26 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $385,000 (2020) |
| Tax Bill | $5,991.00 (2025) |
| Primary APN | WEST M:165 B:238 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 980 sqft Living Area |
| Gross Area | 2,123 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 11,307 sqft (0.26 acres) |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 13041735 |
|---|---|
| Street Address | 49 2ND ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-5354 |
| Property Usage | Residential Property Usage |
| Type | Residential > Specialized > Seasonal, Cabin, Vacation |
| Legal Block | 238 |
| Jurisdiction | WESTERLY RI |
| Minor Civil Division | WESTERLY |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 51000 |
Source: Westerly Town records · APN WEST M:165 B:238
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 49 2ND ST, WESTERLY, RI 02891-5354 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 28, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance DIGITAL FCU |
| Jan 03, 2017 | Deed of Trust, Mortgage CARDINAL FNCL CO LP |
| Mar 06, 2020 | Warranty Deed, Transfer · Stand Alone First Mortgage DIGITAL FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 06, 2020 · Amount on Record |
| Deed Sale | Mar 06, 2020 · Amount on Record |
| Prior Sale | Sep 10, 2010 · Amount on Record |
| Deed Doc Number | 2020954 |
| Deed Book / Page | 2020 / 3992 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 49 2ND ST, WESTERLY, RI 02891-5354 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022-11801 |
|---|---|
| Date | Jun 28, 2022 |
| Book Page | 2022/11801 |
| Instrument | 2022-2799 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jul 01, 2062 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 49 2ND ST, WESTERLY, RI 02891-5354 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00002017-1 |
|---|---|
| Date | Jan 03, 2017 |
| Book Page | 2017/1 |
| Instrument | 1 |
| Name | CARDINAL FNCL CO LP |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 01, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Mar 06, 2020 |
| Property Address | 49 2ND ST, WESTERLY, RI 02891-5354 |
| Document Number | 02020-3992 |
| Book / Page | 2020 / 3992 |
| Instrument Date | Feb 26, 2020 |
| Instrument | 2020-954 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0002020961 |
|---|---|
| Date | Mar 06, 2020 |
| Instrument | 2020-961 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,991.00 (+5.53%) | $842,600 (+42.79%) Land $616,600 Building $226,000 |
| 2023 | $5,677.00 (+0.76%) | $590,100 (+0.14%) Land $421,600 Building $168,500 |
| 2022 | $5,634.00 | $589,300 Land $421,600 Building $167,700 |
49 2nd St is in FEMA Zone AE, inside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · County delivery 44009C updated December 26, 2025
| FEMA Flood Zone | Zone AE 1% annual chance, base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | 12.0 ft vertical datum per the FIRM (NAVD88 on current maps) |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 2nd percentile of exposed land nationally · 6th in Rhode Island |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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