49 2nd St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 49 2nd St, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,792 sqft · built 2015
Lot Size	0.092 acres (3,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,000 (May 2012)
Tax Bill	$9,179 (2025)
Deeds & Mortgages	Apr 2017 Sale Apr 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`19-00062-0000-00004-01`

Property Details

APN / Parcel Number

Primary APN	`19-00062-0000-00004-01`
Alternative APNs	`19000620000000040001` `00011470`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,792 sqft Living Area
1st Floor Area	896 sqft
Upper Floors Area	896 sqft
Basement Area	896 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	3,999 sqft (0.092 acres)
Lot Dimensions	80 ft deep x 50 ft wide
Porch	Open Porch
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00011470
Street Address	49 2ND ST
City	HIGHLANDS
State	NJ
Zip	07732-1640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF0
Legal Subdivision	CECILIA HOWELL LANDS
Legal Block	62
Legal Lot Number	4.1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2013
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49 2ND ST, HIGHLANDS, NJ 07732-1640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2017	Grant Deed, Transfer
Apr 24, 2017	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2012 · Amount on Record
Deed Sale	May 4, 2012 · Amount on Record
Prior Sale	Jan 8, 1998 · Amount on Record
Deed Document Number	201246502
Deed Book / Page	8947 / 532
Record Updated	Oct 29, 2026

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 24, 2017
Property Address	49 2ND ST, HIGHLANDS, NJ 07732-1640
Document Number	0092242979
Book / Page	009224 / 002979
Instrument Date	Apr 24, 2017
Transaction Type	Transfer
Record Updated	Jun 13, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 24, 2017
Property Address	49 2ND ST, HIGHLANDS, NJ 07732-1640
Document Number	0000042219
Book / Page	009224 / 002996
Instrument Date	Apr 10, 2017
Instrument	42219
Transaction Type	Transfer
Record Updated	May 19, 2017
Title Company	SUBURBAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$329.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 2ND ST HIGHLANDS NJ 077321640, HIGHLANDS, NJ 07732-1640

Mortgage

Document Number	42220
Date	Apr 24, 2017
Book Page	009224/003017
Instrument	42220

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2047

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$640,700 (+19.36%) Land $332,200 Building $308,500	$640,700 (+19.36%) Land $332,200 Building $308,500
2025	$9,179.00 (-0.81%)	$536,800 (+21.61%) Land $227,700 Building $309,100	$536,800 (+21.61%) Land $227,700 Building $309,100
2024	$9,254.00 (+6.8%)
2023		$441,400 Land $121,400 Building $320,000	$441,400 Land $121,400 Building $320,000
2022	$8,665.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 271 individual policies
Nearby Flood Policies	315 units insured incl. 44 condo units
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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