49 1st Ave, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 49 1st Ave, Ossining, NY 10562

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 956 sqft · built 1960
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$415,000 (Jan 2007)
Tax Bill$13,446 (2026)
Deeds & MortgagesJan 2018 Mortgage
Nov 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN554203 90.09-1-37

Property Details

APN / Parcel Number

Primary APN554203 90.09-1-37
Alternative APN
  • 55420300104C031 065

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area956 sqft Living Area
1st Floor Area956 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleSplit Level
Exterior MaterialComposition/Composite
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions125 ft deep x 65 ft wide
Patio Area240 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address49 1ST AVE
CityOSSINING
StateNY
Zip10562-2621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number37.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionOSSINING
Census Block Group1
Census Block1014
Census Tract13500

Owner

49 1st Ave is owned and occupied by two individuals who bought it in January 2007.

Source: Westchester County and Ossining Town records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address49 1ST AVE, OSSINING, NY 10562-2621
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2018Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Nov 15, 2017Loan Modification, Mortgage · Conventional with PMI
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 17, 2007 · Amount on File
Deed SaleJan 17, 2007 · Amount on File
Deed Document Number2007463480634
Record UpdatedOct 29, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address49 1ST AVE, OSSINING, NY 10562-2621
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0580093023
DateJan 9, 2018
Instrument580093023
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term179 Months
DueDec 1, 2032

November 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWESTCHESTER NY
Property Address49 1ST AVE, OSSINING, NY 10562-2621
Document Number0580093024
Instrument DateNov 15, 2017
Transaction TypeMortgage
Record UpdatedSep 28, 2018
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address49 1ST AVE OSSINING NY 105622621, OSSINING, NY 10562-2621

Mortgage

Document Number0580093024
DateJan 9, 2018
Book Page058009/003024
Lender
NameWELLS FARGO BK
TypeBank
AddressMINNEAPOLIS, MN 55467-8000
Agreement
TypeConventional with PMI
AmountAmount on Record
Term180 Months
DueJan 8, 2033
Interest
Rate3.37%

Tax Assessment & Valuation

The 2026 property tax bill for 49 1st Ave was $13,446 with a homeowner's exemption, up 44.4% from the year before.

Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionOssining Town
MunicipalityOssining Village
Unified School DistrictOssining Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,446.00 (+44.41%) Homeowner's exemption
2025$9,311.00$530,000 (+17.49%) Land $250,600 Building $279,400$530,000 (+17.49%) Land $250,600 Building $279,400
2024Homeowner's exemption$451,100 (+6.14%) Land $153,400 Building $297,700$451,100 (+6.14%) Land $153,400 Building $297,700
2023$425,000 Land $153,400 Building $271,600$425,000 Land $153,400 Building $271,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 1st Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 1st Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSSINING WATER DEPARTMENT
serves 30,000 people · EPA ID NY5903451
Water SourceSurface water
Last State InspectionJul 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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