4899 SE Horseshoe Point Rd, Stuart, FL 34997 Property Records

Martin County property record for 4899 SE Horseshoe Point Rd, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,364 sqft · built 2002
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$540,000 (Jun 2024)
Tax Bill	$6,665 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jun 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`49-38-41-006-008-0029.0-7-0000`

Property Details

APN / Parcel Number

Primary APN	`49-38-41-006-008-0029.0-7-0000`
Alternative APNs	`49-38-41-006-008-00290-7` `39518`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,364 sqft Living Area
Gross Area	1,884 sqft
1st Floor Area	1,364 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Screened Concrete Masonry Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	39518
Street Address	4899 SE HORSESHOE POINT RD
City	STUART
State	FL
Zip	34997-2315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	LOT 29 BEING A PORTION OF TRACT 8 JO JACKSONS ALLOTMENT (PB 5 PG 70 PALM BEACH NOW MARTIN) AS FOLLOWS; BEGIN AT THE SW CORNER OF E 1/4 OF TR 8 SW 240 FT FOR THE POB CONT SW 90 FT NW 112.5 FT NE 90 FT SE 112.5 FT TO THE POB
Legal Range	41E
Legal Township	38S
Legal Section	49
Legal Subdivision	J O JACKSONS ALLOTMENT
Legal Tract	8
Legal Block	1
Legal Lot Number	29
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1007
Census Tract	1302

Owner

4899 SE Horseshoe Point Rd is owned and occupied by an individual who bought it in June 2024.

Source: Martin County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	4899 SE HORSESHOE POINT RD, STUART, FL 34997-2315
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 25, 2019	Loan Modification, Mortgage · Conventional with PMI FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2024 · Amount on File
Deed Sale	Jun 3, 2024 · Amount on File
Prior Sale	Jul 18, 2023 · Amount on File
Deed Document Number	20243075433
Deed Book / Page	3440 / 1575
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 18, 2023
Property Address	4899 SE HORSESHOE POINT RD, STUART, FL 34997-2315
Document Number	0033862103
Book / Page	3386 / 2103
Instrument Date	Jul 13, 2023
Instrument	3026772
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,430.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3680 SE SILVER CT, STUART, FL 34997-6905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4899 SE HORSESHOE POINT RD, STUART, FL 34997-2315

Mortgage

Document Number	0033862106
Date	Jul 18, 2023
Book Page	3386/2106
Instrument	3026773

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARTIN FL
Property Address	4899 SE HORSESHOE POINT RD, STUART, FL 34997-2315
Document Number	0030760477
Instrument Date	Jun 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4899 SE HORSESHOE POINT RD STUART FL 349972315, STUART, FL 34997-2315

Mortgage

Document Number	0030760477
Date	Aug 9, 2019
Book Page	003076/000477
Instrument	2769410

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	FISHERS, IN 46037

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	480 Months
Due	Aug 8, 2059

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

The 2025 property tax bill for 4899 SE Horseshoe Point Rd was $6,665 with a homeowner's exemption, up 19.6% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,665.00 (+19.62%) Additional exemption filed	$435,640 Land $202,500 Building $233,140	$435,640 Land $202,500 Building $233,140
2024	$5,572.00 (+54.39%)
2023	$3,609.00 (+3.86%) Additional exemption filed	$232,287 (+3%)	$399,120 (+20.12%) Land $202,500 Building $196,620
2022	$3,475.00 Homeowner's exemption	$225,522	$332,260 Land $180,000 Building $152,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4899 SE Horseshoe Point Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 167 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	253 units insured incl. 86 condo units
Nearby Flood Claims	16 (1994–2025)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4899 SE Horseshoe Point Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Blue Stream.

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