1. Home
  2. Ohio
  3. Hamilton County
  4. Cincinnati
  5. Pine Needle Ct

4899 Pine Needle Ct, Cincinnati, OH 45244 Property Records

Clermont County property record for 4899 Pine Needle Ct, Cincinnati, OH 45244 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,318 sqft · built 1988
Lot Size0.488 acres (21,257 sqft)
OwnerIndividual Name on File
Last Sale$215,500 (Sep 2003)
Tax Bill$5,116 (2025)
Deeds & MortgagesJun 2021 Mortgage
Sep 2018 Construction Loan
Flood ZoneZone X (minimal risk)
APN39-31-11E-197

Property Details

APN / Parcel Number

Primary APN39-31-11E-197

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,318 sqft Living Area
1st Floor Area1,098 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleColonial
Exterior MaterialWood
Construction TypeFrame
Lot Area21,257 sqft (0.488 acres)
View / LotCul-de-sac
Garage Area660 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area900 sqft
PorchSlab
Porch Area150 sqft
Deck Area38 sqft
Patio Area190 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4899 PINE NEEDLE CT
CityCINCINNATI
StateOH
Zip45244-1240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOLLY HILL III; LOT 42
Legal SubdivisionHOLLY HILL III
Legal Lot Number42
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group1
Census Block1016
Census Tract41406

Owner

Source: Clermont County records · APN 39-31-11E-197

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4899 PINE NEEDLE CT, CINCINNATI, OH 45244-1240
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK
Sep 17, 2018Deed of Trust, Mortgage · Construction Mortgage
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 26, 2003 · Amount on Record
Deed SaleSep 26, 2003 · Amount on Record
Prior SaleSep 26, 2003 · Amount on Record
Deed Document Number200362037
Deed Book / Page1696 / 1009
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address4899 PINE NEEDLE CT, CINCINNATI, OH 45244-1240
Transaction TypeMortgage
Record UpdatedJun 16, 2021
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017717
DateJun 02, 2021
Book Page2882/3026
Instrument202100017717
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 01, 2036

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address4899 PINE NEEDLE CT, CINCINNATI, OH 45244-1240
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020873
DateSep 17, 2018
Book Page2792/1115
Instrument201800020873
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term359 Months
DueAug 17, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictMilford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,116.00 (-62.88%)$114,100 (-) Land $20,160 Building $93,940
2024$326,000 (-) Land $57,600 Building $268,400
2023$13,783.00 (+193.32%) Homeowner's exemption$114,100 (+47.36%) Land $20,160 Building $93,940$326,000 (+47.38%) Land $57,600 Building $268,400
2022$4,699.00 Homeowner's exemption$77,430 Land $13,410 Building $64,020
2020$221,200 Land $38,300 Building $182,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clermont County (39025C), updated February 6, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390250414061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 64% of Ohio
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 113 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Pine Needle Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures