Alameda County property record for 48984 Needle Grass Ter, Fremont, CA 94539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,785 sqft · built 2008 |
| Lot Size | 0.039 acres (1,680 sqft) |
| Owner | Trust Name on File |
| Last Sale | $614,500 (Apr 2009) |
| Tax Bill | $9,983 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 519-1741-20 |
| Primary APN | 519-1741-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,785 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 1,680 sqft (0.039 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 48984 NEEDLE GRASS TER |
|---|---|
| City | FREMONT |
| State | CA |
| Zip | 94539-8415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 00025 BLK: TR: 7765 |
| Legal Subdivision | 7765 WARM SPGS VILLAGE |
| Legal Tract | 7765 |
| Legal Lot Number | 25 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | FREMONT |
| Census Block Group | 2 |
| Census Block | 2092 |
| Census Tract | 441503 |
48984 Needle Grass Ter is owner-occupied and held in a trust since September 2016.
Source: Alameda County records, as of August 5, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 48984 NEEDLE GRASS TER, FREMONT, CA 94539-8415 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2023 | Deed of Trust, Mortgage · Line of Credit STAR ONE CU |
| Aug 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN INC |
| Dec 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2009 · Amount on File |
| Deed Sale | Apr 28, 2009 · Amount on File |
| Deed Document Number | 2009132537 |
| Last Transfer Date | Sep 26, 2016 |
| Transfer Doc | 0000255149 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 48984 NEEDLE GRASS TER, FREMONT, CA 94539-8415 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 48984 NEEDLE GRASS TER, FREMONT, CA 94539-8415 |
| Investor | Possibly a Property Investor |
| Document Number | 0000074221 |
|---|---|
| Date | Jun 29, 2023 |
| Instrument | 2023074221 |
| Name | STAR ONE CU |
|---|---|
| Type | Credit Union |
| Address | SUNNYVALE, CA 94088 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 302 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 48984 NEEDLE GRASS TER, FREMONT, CA 94539-8415 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 48984 NEEDLE GRASS TER, FREMONT, CA 94539-8415 |
| Document Number | 0000267968 |
|---|---|
| Date | Aug 5, 2021 |
| Instrument | 2021267968 |
| Name | GOOGAIN INC |
|---|---|
| Type | Mortgage Company |
| Address | SUNNYVALE, CA 94086 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 48984 NEEDLE GRASS TER, FREMONT, CA 94539-8415 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 418984 NEEDLE FRASS TER, FREMONT, CA 94539 |
| Document Number | 0000361436 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 2020361436 |
| Name | GOOGAIN INC |
|---|---|
| Type | Mortgage Company |
| Address | SUNNYVALE, CA 94086 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
The 2025 property tax bill for 48984 Needle Grass Ter was $9,983 with a homeowner's exemption.
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Fremont City |
| Unified School District | Fremont Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $799,701 (+1.11%) Land $241,931 Building $564,770 | ||
| 2025 | $9,983.00 Homeowner's exemption | $790,886 Land $237,188 Building $553,698 | |
| 2023 | $9,273.00 Homeowner's exemption | $760,182 Land $227,980 Building $532,202 | $1,319,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48984 Needle Grass Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 138 units insured incl. 105 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48984 Needle Grass Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Tekify Fiber & Wireless Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: AT&T, GeoLinks, Sail Internet, T-Mobile.
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