4898 Cooper Rd, Eden, MD 21822 Property Records

Wicomico County property record for 4898 Cooper Rd, Eden, MD 21822

Property Summary

Property Type	Rural Home
Details	2 ba · 2,096 sqft · built 1900
Lot Size	57 acres (2,482,920 sqft)
Owner	Company Name on File
Last Sale	$920,000 (Mar 2015)
Tax Bill	$4,041 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Jan 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-005695`

Property Details

APN / Parcel Number

Primary APN	`07-005695`
Alternative APN	`005695`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,096 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding
Roof Material	Metal
Lot Area	2,482,920 sqft (57 acres)
View / Lot	Waterfront

Exterior Amenities

Porch	Enclosed Porch
Porch Area	505 sqft
Shed	1 Shed
Shed Area	4,000 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	005695
Street Address	4898 COOPER RD
City	EDEN
State	MD
Zip	21822-2153
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AR
Legal Description	ITEM 1 57.0 ACRES 4898 COOPER RD SW OF UPPER FERRY
Legal Subdivision	SIMMS FARMS
Jurisdiction	WICOMICO MD
Township / Civil Division	7, TRAPPE
Census Block Group	2
Census Block	2002
Census Tract	10800

Owner

4898 Cooper Rd, a rural home, is owned by a company that bought it in March 2015.

Source: Wicomico County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	4990 COOPER RD, EDEN, MD 21822-2154
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SVCS
Jan 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SVCS
Nov 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SVCS
Oct 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2015 · Amount on File
Deed Sale	Mar 3, 2015 · Amount on File
Prior Sale	Mar 14, 2005
Deed Book / Page	3817 / 64
Transfer Doc	0023750625
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	4898 COOPER RD, EDEN, MD 21822-2153
Document Number	0044820044
Instrument Date	Jun 11, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4898 COOPER RD EDEN MD 218222153, EDEN, MD 21822-2153

Mortgage

Document Number	0044820044
Date	Jun 14, 2019
Book Page	004482/000044

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	MOUNT JOY, PA 17552

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	4898 COOPER RD, EDEN, MD 21822-2153
Document Number	0044290180
Instrument Date	Jan 31, 2019
Transaction Type	Mortgage
Record Updated	Feb 18, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4898 COOPER RD EDEN MD 218222153, EDEN, MD 21822-2153

Mortgage

Document Number	0044290180
Date	Jan 31, 2019
Book Page	004429/000180

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	MOUNT JOY, PA 17552

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	4898 COOPER RD, EDEN, MD 21822-2153
Document Number	0044020161
Instrument Date	Nov 15, 2018
Transaction Type	Mortgage
Record Updated	Dec 3, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4898 COOPER RD EDEN MD 218222153, EDEN, MD 21822-2153

Mortgage

Document Number	0044020161
Date	Nov 15, 2018
Book Page	004402/000161

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LANCASTER, PA 17604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	4898 COOPER RD, EDEN, MD 21822-2153
Document Number	0042400398
Book / Page	004240 / 000398
Instrument Date	Oct 18, 2017
Transaction Type	Mortgage
Record Updated	Dec 1, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042400398
Date	Oct 19, 2017
Book Page	004240/000398

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LANCASTER, PA 17604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4898 Cooper Rd was $4,041.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$450,600 (+4.33%)	$469,300 (-) Land $191,900 Building $277,400
2025	$4,041.00	$431,900	$469,300 Land $191,900 Building $277,400
2023	$4,074.00	$408,433	$413,200 Land $191,900 Building $221,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4898 Cooper Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	8 (1994–2015)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Mar 2015 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4898 Cooper Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 93% of Maryland
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500

Cell Coverage

5G (outdoors only) and 4G LTE

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