Niagara County and Lockport Town property record for 4897 Sunset Dr, Lockport, NY 14094
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,764 sqft · built 1955 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $359,000 (Apr 2024) |
| Tax Bill | $9,041 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Jan 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 292600 108.01-2-8 |
| Primary APN | 292600 108.01-2-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,764 sqft Living Area |
| 1st Floor Area | 1,444 sqft |
| 2nd Floor Area | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 56,628 sqft (1.3 acres) |
| Lot Dimensions | 400 ft deep x 135 ft wide |
| Garage Type | Attached |
| Garage Area | 1,020 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 615 sqft |
| Porch | Slab |
| Porch Area | 712 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4897 SUNSET DR |
|---|---|
| City | LOCKPORT |
| State | NY |
| Zip | 14094-1815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 2 |
| Legal Lot Number | 8.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 23401 |
4897 Sunset Dr is owned and occupied by two individuals who bought it in April 2024.
Source: Niagara County and Lockport Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4897 SUNSET DR, LOCKPORT, NY 14094-1815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2022 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jan 31, 2018 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Feb 16, 2017 | Deed of Trust, Mortgage · Line of Credit NIAGARA REGIONAL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2024 · Amount on File |
| Deed Sale | Apr 26, 2024 · Amount on File |
| Prior Sale | Jun 23, 2000 · Amount on File |
| Deed Document Number | 20246052 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 4897 SUNSET DR, LOCKPORT, NY 14094-1815 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4897 SUNSET DR, LOCKPORT, NY 14094-1815 |
| Document Number | 0000000154 |
|---|---|
| Date | Jan 4, 2022 |
| Instrument | 2022-00154 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Jan 31, 2018 |
| Property Address | 4897 SUNSET DR, LOCKPORT, NY 14094-1815 |
| Document Number | 0000001813 |
| Instrument Date | Jan 31, 2018 |
| Instrument | 1813 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 116 EAST AVE LOCKPORT NY 140943835, LOCKPORT, NY 14094-3835 |
| Document Number | 1814 |
|---|---|
| Date | Jan 31, 2018 |
| Instrument | 1814 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 30, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 4897 SUNSET DR, LOCKPORT, NY 14094-1815 |
| Document Number | 0000004745 |
| Instrument Date | Feb 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 4897 SUNSET DR LOCKPORT NY 140941815, LOCKPORT, NY 14094-1815 |
| Document Number | 0000004745 |
|---|---|
| Date | Mar 1, 2017 |
| Instrument | 4745 |
| Name | NIAGARA REGIONAL FCU |
|---|---|
| Type | Credit Union |
| Address | NORTH TONAWANDA, NY 14120 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 4897 Sunset Dr was $9,041, up 22.2% from the year before.
Source: Niagara County and Lockport Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Lockport Town |
| Unified School District | Lockport City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,041.00 (+22.16%) | ||
| 2025 | $7,401.00 | $343,300 Land $36,500 Building $306,800 | $343,300 Land $36,500 Building $306,800 |
| 2023 | $248,000 Land $30,900 Building $217,100 | $248,000 Land $30,900 Building $217,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4897 Sunset Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1985–2000) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2000 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4897 Sunset Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKPORT TOWN WDS serves 21,105 people · EPA ID NY3100563 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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