4897 Shell Creek Trl, Jacksonville, FL 32226 Property Records

Duval County property record for 4897 Shell Creek Trl, Jacksonville, FL 32226

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,659 sqft · built 2026
Lot Size	0.257 acres (11,188 sqft)
Owner	2 Individual Names on File
Last Sale	$550,400 (Apr 2026)
Tax Bill	$1,153 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`159848-0485`

Property Details

APN / Parcel Number

Primary APN	`159848-0485`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,659 sqft Living Area
Gross Area	3,759 sqft
1st Floor Area	2,659 sqft
Flooring	Carpet

Exterior

Year Built	Built 2026
Effective Year Built	Effective 2025
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,188 sqft (0.257 acres)
Garage Type	Attached
Garage Area	692 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4897 SHELL CREEK TRL
City	JACKSONVILLE
State	FL
Zip	32226-2493
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	81-100 31-1N-28E WINGATE LANDING LOT 54
Legal Subdivision	WINGATE LANDING
Legal Lot Number	54
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	1
Census Block	1044
Census Tract	10105

Owner

Source: Duval County assessment roll, APN 159848-0485, as of June 3, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4897 SHELL CREEK TRL, JACKSONVILLE, FL 32226-2493
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 07, 2026 · Amount on Record
Deed Sale	Apr 07, 2026 · Amount on Record
Deed Document Number	202679255
Deed Book / Page	21856 / 324
Record Updated	Sep 20, 2026

April 2026: Special Warranty Deed

Document Type	Special Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Apr 07, 2026
Property Address	4897 SHELL CREEK TRL, JACKSONVILLE, FL 32226-2493
Document Number	0000079255
Book / Page	21856 / 324
Instrument Date	Mar 26, 2026
Instrument	202679255
Record Updated	Apr 16, 2026
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$389,132.80
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4897 SHELL CREEK TRL, JACKSONVILLE, FL 32226-2493
Investor	Possibly a Property Investor

Mortgage

Document Number	0000079256,
Date	Apr 07, 2026
Instrument	202679256

Lender

Name	PULTE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Duval County assessment roll as of June 3, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$432,429 Land $65,000 Building $367,429	$432,429 Land $65,000 Building $367,429
2025	$1,153.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Duval County (12031C), as of June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120310101051, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 226 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	226 in force
Nearby Flood Claims	18 (2016–2024)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Nicole, Nov 2022 · 6 claims Hurricane Irma, Sep 2017 · 5 claims Hurricane Matthew, Oct 2016 · 5 claims

Wildfire

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 90 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL2161328, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	JEA MAJOR GRID serves 826,664 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.