4897 Rutherford Rd, Powell, OH 43065 Property Records

Delaware County property record for 4897 Rutherford Rd, Powell, OH 43065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,388 sqft · built 1978
Lot Size	2 acres (87,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Oct 2010)
Tax Bill	$7,928 (2025)
Deeds & Mortgages	May 2023 Line of Credit Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`319-321-02-007-000`

Property Details

APN / Parcel Number

Primary APN	`319-321-02-007-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,388 sqft Living Area
1st Floor Area	1,572 sqft
Upper Floors Area	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2011
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Foundation Type	Raised
Lot Area	87,166 sqft (2 acres)
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	468 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	4897 RUTHERFORD RD
City	POWELL
State	OH
Zip	43065-8745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 571 AND 572
Legal Subdivision	LAKE VIEW ESTATE
Legal Lot Number	571
Jurisdiction	DELAWARE OH
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1025
Census Tract	11900

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4897 RUTHERFORD RD, POWELL, OH 43065-8745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Sep 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2010 · Amount on Record
Deed Sale	Oct 28, 2010 · Amount on Record
Deed Document Number	201031863
Deed Book / Page	1003 / 1675
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4897 RUTHERFORD RD, POWELL, OH 43065-8745
Transaction Type	Mortgage
Record Updated	Jun 2, 2023
Title Company	KINGDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4897 RUTHERFORD RD, POWELL, OH 43065-8745

Mortgage

Document Number	0000010498
Date	May 24, 2023
Book Page	2033/480
Instrument	202300010498

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4897 RUTHERFORD RD, POWELL, OH 43065-8745
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023942
Date	Sep 5, 2018
Book Page	1593/80
Instrument	2018-00023942

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2048

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4897 RUTHERFORD RD, POWELL, OH 43065-8745
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026046
Date	Jul 21, 2020
Book Page	1748/629
Instrument	202000026046

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Liberty Township
Unified School District	Olentangy Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,928.00 (+5.37%)	$143,500 (-) Land $53,690 Building $89,810	$410,000 (-) Land $153,400 Building $256,600
2024	$7,524.00 (-0.4%) Homeowner's exemption	$143,500 (-) Land $53,690 Building $89,810
2023	$7,554.00 Homeowner's exemption	$143,500 Land $53,690 Building $89,810	$410,000 Land $153,400 Building $256,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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