4897 River Rd, Morganton, NC 28655 Property Records

Burke County property record for 4897 River Rd, Morganton, NC 28655 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,112 sqft · built 2020
Lot Size	1.24 acres (54,014 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,320 (2025)
Deeds & Mortgages	Apr 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`2740393079`

Property Details

APN / Parcel Number

Primary APN	`2740393079`
Alternative APN	`63874`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,112 sqft Living Area

Exterior

Year Built	Built 2020
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	54,014 sqft (1.24 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4897 RIVER RD
City	MORGANTON
State	NC
Zip	28655-7464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LO2
Jurisdiction	BURKE NC
Township / Civil Division	LOWER FORK
Census Block Group	3
Census Block	3048
Census Tract	21201

Owner

Source: Burke County records · APN 2740393079

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	4897 RIVER RD, MORGANTON, NC 28655-7464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 28, 2019
Deed Sale	May 28, 2019
Deed Document Number	0002404710
Record Updated	Jun 08, 2026

April 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Recording Date	Apr 01, 2020
Property Address	4891 RIVER RD, MORGANTON, NC 28655-7464
Document Number	0024560971
Book / Page	002456 / 000971
Instrument Date	Mar 30, 2020
Instrument	38801
Transaction Type	Construction Loan
Record Updated	May 04, 2020
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4897 RIVER RD MORGANTON NC 28655, MORGANTON, NC 28655

Mortgage

Document Number	24560971
Date	Apr 01, 2020
Book Page	002456/000971
Instrument	38801

Lender

Name	MVB MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 31, 2021

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,320.00	$335,069 Land $17,111 Building $317,958	$335,069 Land $17,111 Building $317,958

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 43% of North Carolina
Wildfire Likelihood	About 1 in 3,448 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.