York County property record for 4897 River Oaks Rd, Clover, SC 29710
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,886 sqft · built 2016 |
| Lot Size | 1.27 acres (55,710 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $596,113 (Aug 2016) |
| Tax Bill | $4,211 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 571-01-01-114 |
| Primary APN | 571-01-01-114 |
|---|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,886 sqft Living Area |
| Gross Area | 6,391 sqft |
| 1st Floor Area | 2,647 sqft |
| 2nd Floor Area | 2,239 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 55,710 sqft (1.27 acres) |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 86 sqft |
| Deck Area | 360 sqft |
| Patio Area | 360 sqft |
| Street Address | 4897 RIVER OAKS RD |
|---|---|
| City | CLOVER |
| State | SC |
| Zip | 29710-7030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 116 PH 4 THE COVES ON RIVER OAKS |
| Legal Subdivision | THE COVES ON RIVER OAKS |
| Legal Lot Number | 116 |
| Jurisdiction | YORK SC |
| Township / Civil Division | CLOVER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 61709 |
4897 River Oaks Rd is owned and occupied by two individuals who bought it in August 2016.
Source: York County records, as of May 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4897 RIVER OAKS RD, CLOVER, SC 29710-7030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2016 · Amount on File |
| Deed Sale | Aug 31, 2016 · Amount on File |
| Prior Sale | Jun 9, 2014 · Amount on File |
| Deed Document Number | 2016356571 |
| Deed Book / Page | 15893 / 271 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 4897 RIVER OAKS RD, CLOVER, SC 29710-7030 |
| Document Number | 1815000180 |
| Instrument Date | Nov 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4897 RIVER OAKS RD CLOVER SC 297107030, CLOVER, SC 29710-7030 |
| Document Number | 1815000180 |
|---|---|
| Date | Mar 24, 2020 |
| Book Page | 018150/000180 |
| Instrument | 12242 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 23, 2050 |
The 2025 property tax bill for 4897 River Oaks Rd was $4,211.
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Unified School District | York School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,211.00 | $30,762 Land $3,971 Building $26,791 | $1,084,600 Land $140,000 Building $944,600 |
| 2023 | $3,875.00 | $26,749 Land $3,623 Building $23,126 | $738,333 Land $100,000 Building $638,333 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4897 River Oaks Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4897 River Oaks Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003 |
|---|---|
| Water Source | Purchased surface water from CITY OF ROCK HILL |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Comporium.
5G (outdoors only) and 4G LTE
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